Early Retirement Insurance
An early retirement system provides solutions for excess staff, when they are older, creating a series of complements to the state pension fund with the aim of upholding employees' wage levels.
- The quantification of annuities is established as a complement to public benefits that each employee will receive individually, with the aim of reaching the agreed or negotiated wage level.
- These insurance policies are established through temporary income or annuities, or a combination of both, through the payment of a single premium.
- The reception by staffs and union representatives has been proven to be much better when a system of dismissals with these characteristics is planned, as a less tense climate is created for negotiations, a circumstance that favours their amenable conclusion.
- The cost for the company is usually lower than that which would be paid by legal dismissal proceedings.
- Overstaff: Via an early retirement system with supplements to the state pension fund to uphold employees' wage levels until their retirement or death.
- Staff's rejuvenation: There are capital provisions to handle future staff reorganisations.
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Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.