Seguros Jubilaciones Anticipadas

An early retirement system provides solutions for excess staff, when they are older, creating a series of complements to the state pension fund with the aim of upholding employees' wage levels.

    Characteristics

    • The quantification of annuities is established as a complement to public benefits that each employee will receive individually, with the aim of reaching the agreed or negotiated wage level.
    • These insurance policies are established through temporary income or annuities, or a combination of both, through the payment of a single premium.
    • The reception by staffs and union representatives has been proven to be much better when a system of dismissals with these characteristics is planned, as a less tense climate is created for negotiations, a circumstance that favours their amenable conclusion.
    • The cost for the company is usually lower than that which would be paid by legal dismissal proceedings.

    Advantages

    Bankia offers quick and efficient systems if your company has troubles with:

    • Overstaff: Via an early retirement system with supplements to the state pension fund to uphold employees' wage levels until their retirement or death.
    • Staff's rejuvenation: There are capital provisions to handle future staff reorganisations.

     

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.