Financing and guarantees

Financing and guarantees

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  • Multiproducto Global Facility

Bankia financing will help you grow your company

We are committed to the Multiproducto Global Facility as the best financing deal for your company

 

  • Signature an only contract for your working capital operations.
  • We adapt the Multiproducto Global Facility to your needs.
  • Economic condition communication via Bankia Online Business.
  • Avoids have idle limits of available.

Discover the whole range of Bankia financing


  • Finance the internationalisation process and the exporting activity of companies with a registered office in Spain.

  • Tell us your short-term financing needs. We can help you.

  • View and pay the invoices your customers have sent.

  • Integrated service for management and financing of your accounts payable.

  • Management of collection and payment of credit the company grants to third parties and that have previously been granted to Bankia.

  • The fastest way to obtain advance payment of SEPA charges, letters, promissory notes or other bills of exchange.

  • Provides the business project financing and working capital set aside for innovation or made by innovative firms.

  • Investments and working capital financing.

  • Business project financing in Spain and EU for companies and self-employed workers of the agro-food sector.

  • Financing aimed at companies and self-employed workers that carry out productive investments in the country and/or need to cover their liquidity needs.

  • Financing facility intended to support the internationalisation of companies.

  • Financing intended for the self-employed and companies, which have a Reciprocal Guarantee Company (RGC) or SAECA (Sociedad Anómina Estatal de Caución Agraria) guarantee.

  • Provides the business project financing and working capital for based companies in Catalonia.

  • Share your long-term financing projects with us.

  • The assets you need for your business without having to make initial outlays of funds, in exchange for the deposit of a regular income and with the possibility of acquiring the asset.

  • We have a significant presence in the European and American markets.

  • Custom-made financial solution through the financing of projects, assets and acquisitions.

  • Bankia provides a broad range of guarantees:

  • It is designed for groups of individuals who, when carrying out their business activities, repeatedly request the concession of guarantees from financial institutions against third parties.

Our online services designed for your company

  • Bankia Online Empresas

    Make your enquiries and bank transactions simply and with total security.

  • Charge and Payment Management

    Improve how your company manages charges and payments thanks to this tool.

  • File Sending

    Through the Oficina Internet you can process different types of files, providing you have previously contracted the corresponding service.

  • How can I check a card's expiry date and CVV code?

    The CVV is the card verification code that normally needs to be given when making online purchases. For Visa and MasterCard the CVV is 3 digits and is found on the back of the card, next to the space reserved for the signature. In American Express cards, they are 4 digits and appear on the back of the card. The card's expiry date can be found between the card number and the name of the account holder.

    You can also find out these details easily from the Bankia App.

  • How can I change the limits on my card?

    If you need to modify your credit card limit, you can do it though Bankia Online or addressing to any branch of Bankia.

  • What fees are charged on the cards?

    Thanks to the JUST FOR BEING YOU programme, customers who have their income paid directly into their bank account do not pay fees on their usual debit cards and can also have up to four cash withdrawals a month at non-Bankia ATMs free of charge (Banco Sabadell and euro 6000).

    See terms and conditions of the programme (PDF, 145 kB).

    You can find out the card fees in the book of Tariffs and fees or in your branch.