• EIB Youth Employment Line

Bankia financing will help you grow your company

We are committed to the Multiproducto Global Facility as the best financing deal for your company

 

  • Signature an only contract for your working capital operations.
  • We adapt the Multiproducto Global Facility to your needs.
  • Economic condition communication via Bankia Online Business.
  • Avoids have idle limits of available.

Discover the whole range of Bankia financing


  • Finance the internationalisation process and the exporting activity of companies with a registered office in Spain.

  • Tell us your short-term financing needs. We can help you.

  • View and pay the invoices your customers have sent.

  • Integrated service for management and financing of your accounts payable.

  • Management of collection and payment of credit the company grants to third parties and that have previously been granted to Bankia.

  • The fastest way to obtain advance payment of SEPA charges, letters, promissory notes or other bills of exchange.

  • Provides the business project financing and working capital set aside for innovation or made by innovative firms

  • Financing of investments that improve the energy efficiency of the sector.

  • Bankia and the EIB join forces to boost the creation of youth employment by financing your investments and working capital.

  • Investments and working capital financing.

  • Business project financing in Spain and EU for companies and self-employed workers of the agro-food sector.

  • Financing aimed at companies and self-employed workers that carry out productive investments in the country and/or need to cover their liquidity needs.

  • Financing facility intended to support the internationalisation of companies.

  • Financing intended for the self-employed and companies, which have a Reciprocal Guarantee Company (RGC) or SAECA (Sociedad Anómina Estatal de Caución Agraria) guarantee.

  • Provides the business project financing and working capital for based companies in Catalonia.

  • Share your long-term financing projects with us.

  • The assets you need for your business without having to make initial outlays of funds, in exchange for the deposit of a regular income and with the possibility of acquiring the asset.

  • We have a significant presence in the European and American markets.

  • Custom-made financial solution through the financing of projects, assets and acquisitions.

  • Bankia provides a broad range of guarantees:

  • It is designed for groups of individuals who, when carrying out their business activities, repeatedly request the concession of guarantees from financial institutions against third parties.

Our online services designed for your company

  • Bankia Online Empresas

    Make your enquiries and bank transactions simply and with total security.

  • Charge and Payment Management

    Improve how your company manages charges and payments thanks to this tool.

  • File Sending

    Through the Oficina Internet you can process different types of files, providing you have previously contracted the corresponding service.

  • What is the duration of a guarantee?

    A guarantee can have effective or nominal maturity, or it can be indefinite.

    In the event of having nominal maturity, it is required that the same one is returned for the cancellation of the guarantee, whereas the effective maturity, arrival the maturity date, the guarantee is considered cancelled to all intents and purposes.

  • What interest is paid on a guarantee?

    No interest is paid on a Guarantee, but rather risk fees and issuing expenses, if it is issued via SWIFT.

    The standard in terms of the risk fee charging methodology is for quarterly settlements paid in advance.

  • What are international guarantees?

    The main international guarantees are those of tender, early payment, performance, guarantee and retention in the field of "technical" guarantees and payment guarantees and financial guarantees in the "financial" field.