Descuento Comercial

  • The fastest way

    Of advancing your payment rights

  • The fastest way of anticipating the amount of SEPA DEBTS. You cover your financing needs. Greater liquidity.

    Main features

    The fastest way of receiving payment in advance for the SEPA debits, letters, promissory notes or other bills of exchange your company holds with third parties for operations specific to your activity.

    At Bankia you will have liquidity by negotiating any of these documents.

    Advantages of the Discount Rate

    • Greater liquidity.
    • Cover your working capital financing needs.
    • Cede your letters, promissory notes and other commercial bills to us and we will advance their payment and cash them on their maturity.