Descuento Comercial

  • The fastest way

    Of advancing your payment rights

  • The fastest way of receiving payment in advance for your SEPA debits. Cover your financing needs. Greater liquidity.

With the Commercial Discount of BANKIA, transforms your commercial bills (bills of exchange, promissory notes, Debit entries SEPA,…) in immediate liquidity.

Besides anticipate your charge rights, when it arrives the maturity of the effects and commercial credits BANKIA sees to the management of charge of the same.

Focused to companies with broad client portfolio and charge way diversity.

Product advantages:

  • Great liquidity for its company.
  • Advance of its commercial bills.
  • Usual source of financing of working capital.
  • Flexibility
  • Comfort.


Substitute products

National factoring