Ingreso de cheques

  • Means of payment in sight whereby

    Receive the charge of a business transaction or a provision of services

  • Bankia can compensate cheques or promissory notes in any currency cotizable. The reception of a cheque to your favour, does not guarantee you the charge. Risk of delivery of the merchandise and not compensation of the cheque.

Advantages of Cheque deposit

The cheque is a means of payment in sight whereby, as an exporter, receive the charge of a business transaction or a provision of services.

A promissory note is a negotiable paper, in which a part (the issuer) does an unconditional promise in writing of paying a certain addition of money to another (the payee), in a fixed future.

In the case of bank bonds, unlike with cheques, does not be intended for necessarily that is somehow issued or guaranteed by a bank, but instead that the document used is printed by the company including also the number of bank account via that which the payment will be done, which will provide the later charge and it will give better discount possibilities to the document.

If you use this charge middle (cheque deposit or promissory notes), you should have full confidence in your client. In any case, take into account that a bank check you gives broader safety that a personal cheque.

The bank check is a document issued by a banking organisation of a country, at the request of its importing client, in favour of the exporter of the operation whose payment is wished to cancel.

As an exporter must know that:

  • Bankia can compensate cheques or promissory notes in any currency cotizable.
  • The reception of a cheque to your favour, does not guarantee you the charge.
  • Risk of delivery of the merchandise and not compensation of the cheque.