Transferencia emitida

  • A service Bankia offers to importers

    To easily process payments for your foreign suppliers

  • Improvement the perception of your credit quality. Reduce administrative and operative costs. Achieve better terms/economic conditions for your purchases.

    Advantages of Bankia's International Confirming

    Bankia International Confirming is a service that Bankia offers to importers, to easily process payments in favour of their foreign suppliers.

    The importer charges Bankia with the management of those payments and Bankia offers each one of your suppliers the possibility of advancing payment or guaranteeing payment on maturity (guaranteed Confirming).

    Of interest to you as an importer

    • The use of International Confirming improves the perception of your credit quality for your international suppliers.
    • It reduces the administrative and operating costs associated with managing payments, making it possible to outsource your company's payments.
    • Operations carried out simply via our Oficina Internet Empresas (OIE).
    • Sending of files with OIE SWIFTon or Editran.
    • Achieve better terms/financial conditions in your purchases thanks to the possibility open to your suppliers for advancing or guaranteeing payments. We offer your suppliers a very competitive source of non-recourse financing which will mean you can, for example, rethink the conditions for your supplier payments, increasing the term.
    • Build loyalty among your strategic international suppliers by offering them non-recourse financing or guaranteed payment, without using up their own overdraft facilities with their banks.
    • Replaces other pricier payment methods with greater administrative complexity.

    If you would like to know more about these products, view these presentations:

    Bankia International Confirming - Version in Spanish (PDF, 674 KB)

    Bankia International Confirming - English Version (PDF, 581 KB)

    Bankia International Confirming - Chinese Version (PDF, 381 KB)

    Operations that you can carry out from the Oficina Internet Empresas

    You have the following operations available from the Oficina Internet Empresas:

    • Generation of files and sending.
    • View files and invoices.
    • Information on offers made and acceptance.
    • Possibility of requesting financing on maturity.
    • Possibility of associating an exchange insurance on maturity of invoices.
    • View the position of your suppliers.