We go shopping with your company
Going out into the world with Bankia is easy
- With the Online Bankia Business can operate from any part of the world.
- We facilitate your payments, we finance your operations.
- We offer your suppliers non-recourse purchasing from your operations.
Discover our range of products for your imports
Import Documentary Credit
This is the most secure payment method for buyer and seller because it represents an irrevocable commitment by the bank that issues it.
We offer each of your suppliers the possibility to collect payment in advance or to guarantee payment at maturity (reverse factoring guarantee).
Payment method chosen by buyer and seller when their relationship of trust is more consolidated.
A service that Bankia offers to importers, to easily process payments to their foreign suppliers.
Issue of Cheques
A document issued by a banking institution in favour of the exporter of the operation, the payment of which needs to be cancelled.
Deferment granted by Bankia
Forfaiting of Imports
Financial product through which
What is the duration of a guarantee?
A guarantee can have effective or nominal maturity, or it can be indefinite.
In the event of having nominal maturity, it is required that the same one is returned for the cancellation of the guarantee, whereas the effective maturity, arrival the maturity date, the guarantee is considered cancelled to all intents and purposes.
What interest is paid on a guarantee?
No interest is paid on a Guarantee, but rather risk fees and issuing expenses, if it is issued via SWIFT.
The standard in terms of the risk fee charging methodology is for quarterly settlements paid in advance.
What are international guarantees?
The main international guarantees are those of tender, early payment, performance, guarantee and retention in the field of "technical" guarantees and payment guarantees and financial guarantees in the "financial" field.