Pension plans profiled

Boy talking for the mobile phone. Planes profiled

About

With the most suitable combination of assets at all times, depending on the risk profile and the international market situation.

Drawing of a table of statistics

The components of this range are:

  • Bankia Cauto

    Category

    Hybrid fixed income

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Low

    High

    Initial Investment

    30

    Return in the year *

    0.91

    *To 13/12/2017

    • 2017

      0.91

    • 2016

      -0.78

    • 2015

      0.79

    • 2014

      0.58

    • 2013

      5.16

    • 2012

      2.42

    • 2011

      0.03

    • 2010

      -1.74

    • 2009

      5.79

    • 2008

      -4.42

    • 2007

      0.01

    • 2006

      0.74

    • 2005

      3.25

    • 2004

      2.46

    • 2003

      3.81

  • Bankia Moderado

    Category

    Hybrid fixed income

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Low

    High

    Initial Investment

    30

    Return in the year *

    2.96

    *To 13/12/2017

    • 2017

      2.96

    • 2016

      0.22

    • 2015

      1.85

    • 2014

      2.23

    • 2013

      5.57

    • 2012

      3.8

    • 2011

      -1.99

    • 2010

      1.67

    • 2009

      6.13

    • 2008

      -9.68

    • 2007

      0.18

    • 2006

      2.03

    • 2005

      5.48

    • 2004

      3.75

    • 2003

      4.59

    • 2002

      -4.87

    • 2001

      -2.55

    • 2000

      -0.61

    • 1999

      3.83

    • 1998

      11.67

    • 1997

      12.17

    • 1996

      15.47

    • 1995

      12.83

    • 1994

      -2.68

    • 1993

      14.91

    • 1992

      8.78

    • 1991

      10.49

    • 1990

      11.23

    • 1989

      10.47

  • Bankia Flexible

    Category

    Hybrid equity funds

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Low

    High

    Initial Investment

    30

    Return in the year *

    5.41

    *To 13/12/2017

    • 2017

      5.41

    • 2016

      -0.34

    • 2015

      2.12

    • 2014

      1.97

    • 2013

      9.81

    • 2012

      7.66

    • 2011

      -6.3

    • 2010

      3.03

    • 2009

      10.57

    • 2008

      -23.6

    • 2007

      1.09

    • 2006

      5.51

    • 2005

      8.46

    • 2004

      2.95

    • 2003

      5.3

    • 2002

      -15.77

    • 2001

      -8.47

    • 2000

      -0.27

    • 1999

      5.83

  • Bankia Dinámico

    Category

    Hybrid equity funds

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Low

    High

    Initial Investment

    30

    Return in the year *

    7.9

    *To 13/12/2017

    • 2017

      7.9

    • 2016

      -0.1

    • 2015

      4.17

    • 2014

      2.02

    • 2013

      12.7

    • 2012

      7.8

    • 2011

      -8.08

    • 2010

      2.7

    • 2009

      19.17

    • 2008

      -32.84

    • 2007

      -0.59

    • 2006

      7.97

    • 2005

      10.85

    • 2004

      2.57

    • 2003

      6.82

    • 2002

      -23.66

    • 2001

      -14.44

    • 2000

      -2.25

    • 1999

      6.88

    • 1998

      26.57

Investment philosophy

Based upon the current economic situation, the management team selects the assets with the best expectations at any given time for each risk profile. The team of management is formed by professionals with an average experience higher than 10 years and more than 4,800 low million euros management.

The dynamic management and flexible of two assets such as fixed income and equities, whose long-term yields they tend to compensate, provides consistency and solidity to portfolios.

Extensive diversification both geographical and by type of asset, that is fundamental for reducing and controlling risk.
You can see one Comparative of profiled pension plans (PDF, 470 kB) in this document.

Internal source details to 31/12/2016. The Basic Data for the Shareholder (DFP) document is available to the public at www.bankiapensiones.es. Past returns do not guarantee future results.


* Volatility is a statistical measure of the degree of fluctuation in the return over a period of time. Increased volatility implies a higher level of risk in the asset.
Planned Profiled Risk Indicator: it quantifies the risk profile of the plan through the historic volatility in the last five years.

Bankia is the Depository Company and Promoter. Bankia Pensiones is the managing entity.

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Complete catalogue of pension plans