Tarjeta Crédito Oro Banca Personal

  • A handy, practical and secure card

    That you have the possibility of receiving completely free of charge

  • An exclusive card. Accident insurance. Assistance insurance.
  • Banca Personal Gold Credit Card

Gold Credit Card Benefits

The Banca Personal Gold Credit Card offers you countless benefits:

  • Accident insurance of until 600,000 euros and Travel Assistance Insurance with Caser.
  • Discounts:
    • Up to 15% on vehicle rentals with Hertz*.
    • 2% at participating Galp service stations thoughout Spain (fuel and shop).
  • JUST FOR BEING YOU: the registration fee is waived for customers that have direct debit set up for their income at Bankia. The maintenance fee is also waived if at least one purchase is made each year.
  • Two cards in one: with the convenience of choosing how to withdraw your money at ATMs, either directly from your account balance or if you prefer, as a cash advance on your credit card.
  • You can choose the type of payment you prefer: payment 100% the following month without interest or deferred payment of 5%, 10%, 25%, 50% of the credit used.
  • You will have no responsibility (€0) in the event of fraudulent use of your card, provided that you report it to us within 24 hours of it occurring.

You can read the Standardised European information. Consumer credit (INE) (PDF, 184 kB).

Your card in the mobile phone

With your card Bankia will be able to pay with the mobile phone without taking the card top. In mobile Android with NFC via Bankia Wallet, with Samsung mobile phones can pay with Samsung Pay and in iPhone, via Apple Pay.

In addition, with the app Bankia Wallet, will be able to manage all your cards:

  • Check your transactions.
  • Change your PIN.
  • If you lose your phone, turn the App off immediately.
  • Or even withdraw cash in ATMs without card.

Enquiry all the benefits of Bankia Wallet, Apple Payand Samsung Pay.


* By entering the promotional discount code. Ask for it at your branch.