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POR SER TÚ

We've listened to you and we know what really matters in your relationship with your bank. That's why we've done away with fees for thousands of people.

We get rid of your fees, JUST FOR BEING YOU (1)

  • For having their income paid directly into their account (2) we have done away with fees for thousands of people:

    • The administration and maintenance fees on all your on-demand accounts (3).
    • The fees on all your usual Bankia debit cards.
    • The fees on your Bankia credit cards. (4).
    • The fees on national and EU cash transfers in euros via any service channel and for any amount.
    • Fees for debit cash withdrawals at more than 17,800 ATMs. Completely free at Bankia ATMs and up to four times a month per customer in Euro6000 (5) and Banco Sabadell.
    • And of course, we don't charge you for paying Spanish cheques into any of your acounts.


     

    Advantages of having your salary paid directly into your bank account

    • Overdraft facility of up to 70% of your salary with a maximum of € 1,100 (6).
    • Free direct debits for bills.
    • Mobile phone alert service including the 50 first messages every six months (additional messages: €0.15 per message + VAT).
    • Accident insurance (7) with coverage of € 7,500 for death or total and permanent disability.
    • Puedes Más Credit with preferential interest and 8 years to pay.
    • Discounted Mortgage with an improved interest rate.
    • Discounts on home insurance (8).

     

    And if you have your pension paid directly into your account...

    • Bring your pension payment forward to the 25th of each month.
    • Overdraft facility of up to 70% of your pension with a maximum of € 800 (6).
    • Mobile phone alert service including the 50 first messages every six months (additional messages: €0.15 per message + VAT).
    • Discounts on home insurance (8).
    • Senior discounts on trips, leisure, culture and other services.

     

    There are other ways of not paying fees. If you belong to one of these groups (9)…

    • Young people (PDF, 730 kB) people under 18 years old: we do away with all the fees unconditionally.
    • Young people between 18 and 25, just by having exclusive internet correspondence contracted.
    • If are a holder of 1,000 Bankia shares deposited with the company.
    • If your balance in savings product is € 75,000 or more at the end of month.

     

    Not pays...

    • The administration and maintenance fees on all your on-demand accounts (3).
    • The fees on all your usual Bankia debit cards.
    • The fees for cash transfers for any amount and through any channel.
    • And of course, we don't charge you for paying Spanish cheques into any of your acounts.

     

    (1) General conditions compiled in the Bases notariales POR SER TÚ Particulares (PDF, 119 KB).

    (2) Includes salaries of € 450 or more and pensions and unemployment benefit of € 200 or more.

    (3) Account with 0% APR.

    (4) Just for making at least one purchase a year with it. Excluding Iberia (Sendo and Max), Vía T, Gasóleo, Business, Professional, Platinum, Infinite and Business cards.

    (5) Associated Euro 6000 companies: Abanca, Banco Castilla La Mancha, Banco Mare Nostrum, Caixa Ontiyent, Caja España-Duero, Caja Sur, CecaBank, Colonya Caixa Pollença, Ibercaja, Kutxabank, Liberbank and Unicaja. After the fourth withdrawal the cost will be 0.65 €.

    (6) For those customers with the salary/pension service contracted who are up to date with payments, to attend to direct debits and debit purchases. In the case of ATM cash withdrawals, the account overdraft limit cannot exceed € 200. The overdraft facility includes 15 days discounting of the fee for claiming overdue balances. After the above-mentioned period, if the account has not been regularised, a fee of € 35 will be charged for claiming overdue balances.

    (7) Insurer Bankia Mapfre Vida.

    (8) Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (Fiscal ID number: A-40148884) and registered office at Pº Castellana, 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Contracts signed between the insurance brokers and Mapfre Familiar, Mapfre Seguros de Empresa, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

    (9) Includes young people under 18 years without conditions and those aged 18 to 25 inclusive signed up to the exclusive Internet correspondence service. Shareholders with 1,000 or more Bankia shares deposited with the bank and customers with a balance in savings products of € 75,000 or more at the end of the month.