Your online negocio account with no commissions and a free card
Digital account without fees + Free Professional Débito On Card + Access to digital channels
- Free. Simple. Digital.
A current account with advantages that are anything but common
- Without maintenance and administration fees for the Cuenta_ON Account for self-employed workers.
- Free transfers in euros in the EU without fees through the digital service channels.
- No fees for withdrawing cash from Bankia ATMs.(1)
- No fees for national cheque deposits.
Free Professional Débito_ON Card
- No registration or renewal fee.
- No minimum expenditure.
Withdraw cash free of charge at any Bankia ATM
You will have at your disposal an extensive network of ATMs where you can withdraw cash without fees, where and when you need it, using the ON_debit card.
Find the nearest ATM of you.
With all advantages of being of Bankia Online
- Manage your Bankia products wherever and whenever you like from your Bankia.es customer access or the App of Bankia.
- Payment with mobile phone: with Bankia Wallet, no need to carry your card with you. Use your mobile phone as though it were a card and pay in businesses just by placing it near the POS terminal. You will also be able to organise and control your expenses from your PC, mobile phone or tablet.
- Bizum Payment between Friends: all you need is the phone number of the person who has to receive the money. Bizum will make the transfer effortlessly from your account to theirs, whether or not they have an account in Bankia.
What are the commitments?
That's the best thing! You don't have to no obligation to have anything paid directly into your account nor use your debit card.
The conditions of use and digital profile to enjoy all the advantages of the ON_Account are very simple:
- To be a person over 18 years of age.
- All our correspondence will be paperless, so you'll be helping the environment.
- Give us details of your mobile phone and email.
- Accept commercial messages. We have very good things to offer you and we don't want you to miss them.
- The management of your account must be 100 % in digital service channels (Bankia Online, App and ATMs). Withdrawals of over € 600 are exempt from this condition. They can be made at branches, as can cheque deposits, without losing the benefits of the ON_Account(2).
(1) Euro6000 associated institutions: Abanca, Banco Castilla La Mancha, Banco Mare Nostrum, Caixa Ontiyent, Caja España-Duero, Caja Sur, CecaBank, Colonya Caixa Pollença, Ibercaja, Kutxabank, Liberbank and Unicaja. After the fourth withdrawal the cost will be 0.65 €.
(2) If you do not maintain your digital profile, the card will cease to be free. Registration and renewal fee: € 20. In the event of operating in branches, maintenance fees of the account will be charged and of transfers until the following settlement.
Can I obtain even more advantages with my Cuenta_ON account for the self-employed?
Are you a non-conformist? We remove you fees in all your accounts, for having your social securities or direct billing*taxes.
- We waive the fees on all your standard Business Professional debit and credit cards.
- We're doing away with the fees on all your national cheque and promissory note deposits in euros, for all accounts of which you are the beneficiary holder.
- We're removing the fees on transfers issued through any service channel and for any amount.
- We're removing the fees for debit cash withdrawals up to four times a month at more than 17,800 ATMs all over Spain: Bankia, Euro 6000 and Banco Sabadell network.
- We'll do away with the fees on all your personal demand deposit accounts.
- And there's even more. Just for being self-employed and having your Social Security or salary paid through Bankia, we will give you accident insurance with a coverage of up to 7,500 euros (through a Mapfre Group insurance company)
*View all the details and conditions.