This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

The bank is registered with the Spanish Deposit Guarantee Fund for Credit Institutions. For monetary deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.

Female in front of a computer
  • We remove your fees

    and you give away value-added services exclusively for you

Welcome to for being SME

If you have a SME with an annual turnover of until ?6MM.

You have direct billing with Bankia the Social securities or taxes in the last 3 months in an uninterrupted way, and if also fulfill 2 of these requirements:


  • Balance of Investment business ≥ 15,000.
  • RACS ≥ 30,000.
  • Credit card Business 1 oper. month or 12 a year.
  • POS terminal with invoicing ≥ € 1,000 / month.
  • Insurance business studies (Premiums ≥ € 1,000 / year).
  • Payroll Service Company (3 últ. months).
  • CAP Assistance service (asset 3 past months).


See the notarial bases "FOR BEING SME" (PDF, 215 kB).

See our brochure of welcome (PDF, 2 MB).


Just for being an SME

You already pay too many fees; that's why at Bankia we're doing away with them and much more.

  • Female in front of a computer

    Delete the fees

    We will get rid of all fees for cheques and promissory notes, transfers, Bankia Online Empresas and accounts.

  • Boy with their backs to watching to the wall

    Exclusive financing

    Preferential access to financing in exclusive conditions.

  • Boy with a computer and talking with a mobile phone

    Specialised management

    With a manager that him will give all advice kind of tools that you will provide the development in your business: Inveinte, Indicex, Go Export, Sure Management 360º.