1 /6
This number is indicative of the risk of the product, whereby 1 / 6 indicates a minor risk and 6 / 6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
  • Your online account with no commissions and a free card

    Account without fees + Free debit card + Access to digital channels

  • Free of charge Simple Digital
  • Green doll with portfolio

A current account with advantages that are anything but common

No fees

  • With no account maintenance or administration fees.
  • Free transfers in euros in the EU without fees through the digital service channels.
  • No fees for withdrawing cash from Bankia ATMs.
  • No fees for national cheque deposits.

Free ON_debit card

  • Visa debit card contactless.
  • No registration or renewal fee.
  • No minimum expenditure.

Withdraw cash free of charge at any Bankia ATM

You will have at your disposal an extensive network of ATMs where you can withdraw cash without fees, where and when you need it, using the ON_debit card.

Find the nearest ATM of you.

With all advantages of being of Bankia Online

    • Manage your Bankia products wherever and whenever you like from your customer access or the App of Bankia.
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  • Payment with mobile phone: with Bankia Wallet, no need to carry your card with you. Use your mobile phone as though it were a card and pay in businesses just by placing it near the POS terminal. You will also be able to organise and control your expenses from your PC, mobile phone or tablet.
  • Bizum Payment between Friends: all you need is the phone number of the person who has to receive the money. Bizum will make the transfer effortlessly from your account to theirs, whether or not they have an account in Bankia.
  • For being a Bankia customer and for using the new channels ( Bankia Online and the App), we offer you the Legálitas Ya service, with 50 free legal consultations during the year.

I want an account salary: I can obtain even more profits with my Account_ON?

Are you a non-conformist? Have your ........ paid directly into your account pay cheque o pension and you will have even more advantages:

        • Free credit card making one purchase a year.
        • Free accident insurance valued at € 7,500.
        • Overdraft facility.
        • Direct debit bill payment facility.
        • Withdraw cash free of charge at Bankia ATMs and up to four times a month per customer with your ON_debit card at Euro6000 ATMs(1) and Banco Sabadell. You will have at your disposal more than 17,800 ATMs.
        • All the discounts and benefits of the service “JUST FOR BEING YOU

See all the details and conditions.

What are the commitments?

That's the best thing! You don't have to no obligation to have anything paid directly into your account nor use your debit card.

The conditions of use and digital profile to enjoy all the advantages of the ON_Account are very simple:

  • To be a person over 18 years of age.
  • All our correspondence will be paperless, so you'll be helping the environment.
  • Give us details of your mobile phone and email.
  • Accept commercial messages. We have very good things to offer you and we don't want you to miss them.
  • The management of your account must be 100 % in digital service channels (Bankia Online, App and ATMs). Withdrawals of over € 600 are exempt from this condition. They can be made at branches, as can cheque deposits, without losing the benefits of the ON_Account(2).


(1) Euro6000 associated institutions: Abanca, Banco Castilla La Mancha, Banco Mare Nostrum, Caixa Ontiyent, Caja España-Duero, Caja Sur, CecaBank, Colonya Caixa Pollença, Ibercaja, Kutxabank, Liberbank and Unicaja. After the fourth withdrawal the cost will be 0.65 €.

(2) If you do not maintain your digital profile, the card will cease to be free. Registration and renewal fee: € 20. In the event of operating in branches, maintenance fees of the account will be charged and of transfers until the following settlement.

APR: 0%.