1 /6
This number is indicative of the product risk, whereby 1/6 indicates a minor risk and 6/6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
  • Your online account with no commissions and a free card

    No fee account + Free debit card + Access to digital channels

  • Free of charge Simple Digital
  • Green doll with portfolio

A current account with advantages that are anything but common

No fees

  • No account maintenance and administration fees.
  • Free transfers in euros in the EU without fees through the digital service channels.
  • No fees for withdrawing cash from Bankia ATMs.
  • No fees for national cheque deposits.

Free ON_debit card

  • Visa debit card contactless.
  • No registration or renewal fee.
  • No minimum expenditure.

Credit Card_ON free

  • Credit card Visa contactless.
  • Registration fee and of free renewal.
  • Online purchase insurance.
  • Discounts in Galp stations and other establishments.

Knows all the advantages of the Credit Card_ON.

Withdraws cash free in any of our ATMs of Bankia and BMN

You will have at your disposal a dense network of ATMs to have your money without fees, where and when you need it, via the card Debit_ON. Now, also in the ATMs of BMN.

Find the nearest ATM of you.

With all the advantages of being of Bankia Online

    • Manages your products Bankia where and when want from your client access in or from the App of Bankia.
Google Play download icon App Store download icon QR code download icon
    • Payment with mobile phone: no need to carry your cards on you when you have Bankia Wallet. Uses your mobile phone as though it was a card and pay in businesses with only bring closer it to the terminal POS. You will also be able to organise and control your expenses from your PC, mobile phone or tablet.
    • Payment among friends Bizum: all you need is the phone number of the person who has to receive the money. Bizum will make the transfer effortlessly from your account to theirs, whether or not they have an account in Bankia.

And if I want an account of saving?

We propose you an alternative an account from saving: Opens an Account_ON, and you will have access the broad catalogue of banking deposits. We recommend you the Depósito Fácil Internet that you allow choosing the term that more interests you, with a good return, monthly settlement and all the guarantees. Directly from Bankia Online.

I want a salary account: I can obtain even more profits with my Account_ON?

¿Are you a non-conformist? Pays directly your salary or pension and you will have even more advantages:

        • Free credit card carrying out a purchase a year.
        • Overdraft facility.
        • Direct debit bill payment facility.
        • Withdraw cash free of charge at Bankia ATMs and up to four times a month per customer with your ON_debit card at Euro6000 ATMs(1) and Banco Sabadell. You will have at your disposal more than 17,800 ATMs.
        • All the discounts and profits of the service ?FOR BEING YOU?.

See all the details and conditions.

What are the commitments?

¡That is the best! You do not have no obligation of paying directly nothing nor of making use of your debit card.

The conditions of use and digital profile to enjoy all the advantages of the ON_Account are very simple:

  • To be a person over 18 years of age.
  • All our correspondence will be paperless, so you'll be helping the environment.
  • Give us details of your mobile phone and email.
  • Accept commercial messages. We have very good things to offer you and we don't want you to miss them.
  • The management of your account owes be 100% in digital service channels (Bankia Online, App and ATMs). Withdrawals of over €600 are exempt from this condition. They can be made at branches, as can cheque deposits, without losing the benefits of the Cuenta_ON(2).


Specific Pre-contractual information (IPE) Account_ON (PDF, 90 kB)
List of more representative services associated with a fee-paying account (PDF, 149 kB)


(1) Euro6000 associated institutions: Abanca, Banco Castilla La Mancha, Banco Mare Nostrum, Caixa Ontiyent, Caja España-Duero, Caja Sur, CecaBank, Colonya Caixa Pollença, Ibercaja, Kutxabank, Liberbank and Unicaja. After the fourth withdrawal the cost will be 0.65 €.

(2) If you do not maintain your digital profile, the card will cease to be free. Registration and renewal fee: €20. In the event of operating in branches, maintenance fees of the account will be charged and of the transfers until the following settlement.

APR: 0%.