Mi Primera Cuenta

1 /6
This number is indicative of the risk of the product, whereby 1 / 6 indicates a minor risk and 6 / 6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
  • The smallest members of the family can also have their account at Bankia

    And without fees!

  • For children under 14. Without commissions or maintenance fees. Instant liquidity
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    The benefits of My First Account

    • Instant liquidity
    • No fees or commissions.
    • To take out "My First Account ", you need to present the authorisation of the parent or legal guardian of the accountholder and the minor's ID card number.
    • Up to 0.05% APR1.
    • Surprises for account holders: invitations and film and musical previews, prize draws, gifts and lots of fun.


    1 For an average balance < € 300: 0.00% APR.
    For an average balance >= € 300.01: 0.05 APR.

    My First Account: Sing!

    Bankia's youngest customers are in luck, they see how their savings grow with “My First Account”* and they have the advantage of not paying any fees**, they also get these fantastic gifts*** and take part in the prize draw of a trip to New York for the family, that it promises be unforgettable

    • 150 sets of 4 tickets to see SING!: If you are one of the the first 75 customers who most increases their My First Account balance in the month of November and 75 more for those who do it in December.
    • 50 merchandising packs (passbook + keyring): if you are one of the the following 25 customers who most increases their balance in November and 25 for those who do it in December.
    • Prize draw of a trip to New York for 4 people, that includes recording your own CD and many more surprises. Open to all “My First Account” holders who have balances of over € 300 on 31 January 2017.

    Create the first notes of your big dream with Bankia and "My First Account".

    * 0% APR for balances of € 300 or less and 0.05% for balances of more than € 300.
    ** According to general conditions, for customers aged between 0 and 13 years, My First Account holders, no maintenance and administration fees will be charged on demand deposit accounts.
    *** Promotion valid from 01/11/2016 to 31/01/2017 for customers up to and including 13 years of age, "My First Account” savings account holders, who make payments into their account according to the notarial bases consisting of: the direct award of 150 sets of 4 tickets to see the film distributed equitably in first two months of the promotion (75 sets in November and 75 sets in December), direct award of 50 merchandising packs from the film SING! consisting of a keyring and a passbook, distributed equitably in first two months of the promotion (25 packs in November and 25 packs in December) and a prize draw on 24/02/2017 of a trip to New York for 4 people (2 adults and 2 children). Consult the full conditions of the promotion in the rules deposited in the presence of a notary (PDF, 134 kB) available in Bankia's branches and in www.bankia.es