Tarjeta Flexible

  • Make your purchases with the peace of mind of knowing in advance

    The amount of your card instalment payment

  • You decide how much you want to pay every month. There is no registration fee. Benefit from liquidity with the Dinero Ya Service.
  • Crédito Flexible Card

Advantages of the Flexible Card

  • No registration fee .
  • No maintenance fee if you undertake at least one monetary operation a year (purchase, transfer to account or withdrawal). If you do not fulfill any of the previous conditions, the cost will be 34 €.
  • Decide the fixed amount you wish pay each month: between 2% and 30% of the credit limit of your card (minimum €30). Interest rate of 17.52% annual NIR and 19.00% APR.

    Example: an operation of 1,000 euros at 19.00% APR would be financed with a monthly payment of 200 euros for 5 months and one of €46.61 in the sixth month. Subject to study and terms and conditions of the card.

  • Discount of the 2 % in the service stations Galp without limit of amount, both in fuel and in shop, in Spain.
  • Discount of until 15 % in the vehicle rental Hertz when paying with your Flexible Card with the Promotional Discount code (CDP) that you will provide in your branch Bankia.
  • If you need liquidity right away, the Dinero Ya Service you allow going through the balance of the card to the account for free.
  • Enquiry the detail of 24 hours a day movements via Bankia online.
  • Preferential conditions in the AirRefund service for claims against airlines due to cancellation, overbooking or delays on flights in and out of Europe. The cardholder does not have to pay any expense up front when the claim is filed, nor throughout the process. Only if the response to your case is favourable, AirRefund will charge a commission of 25% for Bankia Visa cardholders, instead of the usual 30%.link.

You can consult the Standardised European information. Consumer credit (INE) (PDF, 168KB)



flexible card promotion

Sign up now the Bankia Flexible Card and it achieves about 5 % of discount* in all purchases that carry out em travel agencies, airlines, hotels, trains...

And also, enjoys all advantages that you offers your Flexible Card:

  • Free registration fee.
  • Free ** renewal with only to do a purchase a year with her.
  • You decide how to organise your purchases' payment, choosing the amount of the fee that you want to pay every month. ***


¡Date of registration and trip for about 5 % less!


*Valid promotion of 01/05/2017 to 08/31/2017, for new Cards registrations Flexible over the same period of time, provided that it does not have previously a Flexible Card, nor it has unsubscribed one after 01/01/2017. Check the subsidised sectors in bankia.es. Maximum discount of€50 for Flexible Card. Amounts of the refunds are subjects to the PERSONAL INCOME TAX or where applicable, to the Income tax of not Residents, and to the discharge of responsibilities that these taxes' regulations establish. Granting of the card is subject to approval by Bankia.

**Fee of renewal€34 if or it carries out one a year compares.

***Minimum amount 2 %, starting from 30 euros, maximum amount the 30 % of limits the of credit of its card.

Promotional Terms and Conditions