Tarjeta Pago Doce

  • A trip? Holidays? Items of furniture? Home alterations?

    With the Payment Twelve Card you will be able to defer them for 12 months interest-free.

  • Without interest. 12 months, 12 payments. Discount of up to 15% on Hertz vehicle rental.
  • Card Payment Twelve

Advantages of the Payment Twelve Card

This card is recommended for those large expenses (holidays, household appliances, minor refurbishment, whims, etc.) or taxes whose payment you want to defer over 12 months without interest* and with following advantages:

  • No registration fee .
  • No maintenance fee if you have another Bankia card or you make at least one purchase a year with Payment Twelve Card. If you do not fulfill any of the previous conditions, the cost will be 34 €.
  • With Dinero Ya Service you will be able to transfer money from the card to the account.

And more advantages...

  • Discount up to 15% in Hertz vehicle rental.

 

You can consult the Standardised European information. Consumer credit (INE) (PDF, 119 kB).

 

*Minimum amount per transaction € 200 and maximum € 2,000. The handling fees per transaction will be 30 € for transactions between € 200 and € 500; € 60 for transactions between € 500.01 and € 1,200; and € 90 for transactions between € 1,200.01 and € 2,000.

Example 1: Purchase of € 480. Down payment of € 70 (€ 40 fee and € 30 handling fee) and 11 payments of € 40. Total cost of € 510. APR 12.77%, TIN 12.08%.
Example 2: Purchase of € 900. Down payment of € 135 (€ 75 fee and € 60 handling fee) and 11 payments of € 60. Total cost of € 960. APR 13.72%, TIN 12.93%.
Example 3: Purchase of € 1,500. Down payment of € 215 (€ 125 fee and € 90 handling fee) and 11 payments of € 125. Total cost of € 1,590. APR 12.21%, TIN 12.58%.