Tarjeta Crédito Particulares

  • Our card par excellence

    Comfortable, practical and safe.

  • Pay the following month without interest or defer payment. Finanexpress and ServiRed Services, you decide. Discounts of up to 15% on Hertz vehicles.
  • Personal Credit Card

Advantages of the Particulares Credit Card

  • Two methods of payment: pay 100% of the amount interest-free the following month or choose deferred payment of 5%, 10%, 25%, 50% of the credit used. Interest rate for deferred payment 23.40% NIR annual and 26.08% APR.
  • No registration fee, if this is the first credit card you are contracting or if you belong to “FOR BEING YOU”. Otherwise you will pay € 34.
  • No maintenance fee if you belong to “JUST FOR BEING YOUR” and you make at least one payment in shops a year. Or if you spend more than 5,000 euros on credit a year (otherwise it will cost € 34) or half that fee if you bill 3,500 euros a year.
  • Discount of up to 15% on Hertz vehicle rental when paying with your Personal Credit Card and giving the Promotional Discount Code (CDP) you will be given at your Bankia branch.
  • The Card Credit Personal has special services as FinanExpressand ServiRed Tú decides.
  • Discount of 2% at Galp service stations in Spain with no limit to the amount, either in fuel and in the shop.
  • Preferential conditions in the AirRefund service for claims against airlines due to cancellation, overbooking or delays on flights in and out of Europe. The cardholder does not have to pay any expense up front when the claim is filed, nor throughout the process. Only if the response to your case is favourable, AirRefund will charge a commission of 25% for Bankia Visa cardholders, instead of the usual 30%. Further information in the following link.


You can consult the Standardised European information. Consumer credit (INE) (PDF, 184 kB).