Tarjeta Flexible

  • You decide how much will pay at the end of the month

    Fees adapted to you

  • Knows in advance the receipt of your card. There is no registration fee. Benefit from liquidity with the Dinero Ya Service.
  • Crédito Flexible Card

Advantages of the Flexible Card

  • No registration fee .
  • Without maintenance fee , if you carry out a monetary operation a year (purchase, transfer to account or reimbursement). If you do not fulfill any of the previous conditions, the cost will be 34 ?.
  • If need to have liquidity right away, the Dinero Ya Service you allow going through the balance of the card to the account for free.

You can consult the Standardised European information. Consumer credit (INE) (PDF, 168 kB)



The card full of advantages that him will give about 5% OF DISCOUNT* in its diet purchases , electronics, fashion, decoration and sports in "department stores".


In addition will be able to enjoy all advantages that him offers its Flexible card:

  • Free registration fee.
  • Free renewal just for doing a purchase a year with the card**.
  • Facility to choose the fee that it wants to pay every month.

*Valid promotion from 09/01/17 to 12/31/17 for new cards registrations Flexible contracted from 09/01/17 to 12/31/17, provided that it does not have previously a Flexible card, nor it has unsubscribed one in 2017. Check the subsidised sectors in bankia.es. Maximum discount of€50 for card. The credited amount is subject to the PERSONAL INCOME TAX or, where applicable, to the income tax of non-resident, and to the discharge of responsibilities that these taxes' regulations establishes. Granting of the card is subject to approval by Bankia.

**Fee of renewal if it does not carry out the annual purchase€34.

Promotional Terms and Conditions