Special products for senior citizens

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  • JUST FOR BEING YOU

JUST FOR BEING YOU

At Bankia we think about you

We know your time's valuable. That's why we've prepared products that will make your day-to-day life easier.

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    Pension Services

    At Bankia we think about you. That's why, if you have your pension paid directly into your account, you'll get great perks and discounts.

    Advance

    Pension payment

    Without

    Fees

  • Tarjeta Dorada Renfe card

    Tarjeta Dorada de Renfe card

    For train journeys with discounts of up to 40%. And enjoy the Legálitas Advanced Legal Protection Service free of charge.

    Discounts

    On the AVE High Speed Train and long distance lines

    Services

    And free insurance

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    Depósito en Especie

    From 2,100 euros you can contract a deposit in kind account created just for you.

    Return

    In kind

    Starting

    from 2,100 euros

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Have your pension paid directly into your account and it enjoys big advantages and discounts.

Other products that may be of interest to you

  • Pensioners on the balcony

    Discounts

    We want to help you improve your finances, so in this space you will find direct discounts.

    Purchasing

    online

    Coupons

    downloadable

  • Pareja of great gentlemen watching a laptop

    Depósito Fácil

    With the easy deposit you can adapt your savings to your time and investment needs.

    Renewable

    Automatically

    Total

    Liquidity

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    Multiaccess

    Get to know the different channels through which you can access Bankia at any time.

    Bankia

    Online

    Branch

    Mobile

  • What is the net asset value?

    The net asset value is the price of each share at one moment. It is calculated by dividing the equity of the fund between the number of shares in circulation at that particular moment.

    In general, the managing company calculates the net asset value daily and has the obligation of announcing it via its website and the stock exchange bulletins.

    There are certain funds that, due to their nature or the characteristics of the assets they invest in, can calculate the net asset value more frequently.

  • What is a structured deposit?

    A structured deposit has its return linked to the evolution of certain underlying factors. These can be market indexes, share baskets, interest rates, inflation, currencies, etc.

    There is a multitude of different structures and they vary mainly according to the conditions that have to be met to reach different levels of return.

    Structured deposits have the same guarantee of the return of the principal as a traditional deposit.

  • What is a structured bond?

    A structured bond has its return linked to the evolution of certain underlying factors. These can be market indexes, share baskets, interest rates, inflation, currencies, etc.

    There is a multitude of different structures and they vary according to the conditions that have to be met to reach different levels of return or to total or partially amortise the product early.

    The guarantee of a total or partial return of the principal and of the payment of possible interest earned on a structured bond corresponds to the issuer of the bond and, where applicable, to its guarantor, regardless of the institution through which it was acquired.

  • Statement of position:

    This is a part of the public documentation which informs the unit holder of movements due to subscriptions or reimbursements in the fund.

  • Euribor:

    (Euro Interbank Offered Rate). Interest rate of reference for the Euro area.

  • Date of registry of the fund in the CNMV (Spansih National Securities Market Commission):

    It is the moment from which the marketing of an investment fund is authorised, given that it has been registered in the records of the CNMV.