• Your dream home

    Hipoteca Bonificada

    Calculate the payment that suits you best

    See conditions

Bankia Mortgages

If you were waiting for a sign to tell you to buy your house, see our complete range of mortgages.

  • Basic mortgage

    Hipoteca Básica (The Essential Mortgage)

    The most flexible loan: choose the type of interest and the repayment period that best adapts to your needs.


    Up to 80%


    Fixed, variable and mixed

  • Self-Developer Loan

    Préstamo Autopromotor

    If you want to build or rehabilitate your own house, we have a loan with which you can finance your work.

    Up to 3 years

    To finance the building work


    Fixed or variable

We remove your fees

Just for being you, we eliminate fees in your Bankia accounts and cards

You might also be interested in

  • Life insurance

    Because peace of mind costs very little, at Bankia we offer you a life insurance policy that guarantees payment of a capital amount to the beneficiaries in the event of your death.

  • Home insurance

    Contracting your home insurance with Bankia means having the best cover and assistance services. So you can enjoy your home with complete peace of mind.

  • Haya Estate Agents

    Rental and sale of new and second-hand homes, business premises and land. Easy financing.

  • Informative poster of the IDEP, Act 3/2016, of 9 June

    You can consult the information regarding the Act 3/2016, of 9 June in following documents:

    IDEP informative poster

    Prescriptive Delivery Documentation Index (IDEP)

  • What is a mortgage?

    A mortgage is an operation through which a financial institution makes us a loan in accordance with the investment and our risk profile, usually to purchase a home.

  • What is the ground clause?

    The ground clause is a contractual clause that sets the minimum interest rate to be paid for the mortgage.

    Bankia does not apply on any type of loans to customers.