Crédito Puedes Más

  • Your ideas won’t be only in your imagination anymore.

    Bankia gives you a loan to make them take shape and become reality

  • € 60,000 maximum amount. Fixed or variable interest. Up to 8 years to repay it.
  • Drawing of a man with a ticket of plane

Advantages of the Crédito Puedes Más

The Crédito Puedes Más is a consumer loan with which you can finance your next car, a house alteration, your studies or the trip you have always dreamt of. And all with excellent conditions:

  • You offer a maximum amount of€60,000 and the facility of amortising in up to 96 months (8 years).
  • You can choose a fixed interest rate, with instalments always the same, or a variable rate over the term of the loan, with equal or incremental instalments.
  • In addition, you can extend to 13 or 14 the number of annual instalments and choose the maturity date that best suits you, so that your payment coincides with your salary payment date.
  • Additionally, you have the option of postponing up to 35% of the capital until the maturity date.

 

Example of calculation of the APR for an average amount of€9,000.00, term 60 months, TIN: 10.50 % fixed rate, start-up fee, minimum€120.00: 2.00 % (€180.00). APR: 11.99 % Monthly fee: €193.45. Total amount payable by the consumer (capital + interest + commissions): €11,786.60.

Credit subject to the approval of Bankia.