Mister and house in the shape of face. Mortgages
  • Just for having your salary paid into your account and nothing else...
    We waive the fees if you contract a mortgage.

Mortgage Without Fees

Just for having your income paid directly into your account, we will waive the fees if you contract a mortgage.


    • Without start-up fee.
    • Without appraisal fee.
    • Without early repayment fee.

    • Without fee of early cancellation.


The mortgage that adapts to your needs

  • Pareja kissing in the cheek

    Mortgage Without Fixed Fees

    If you need to finance the purchase of your property, at Bankia we have the mortgage you're looking for. Only for having your salary paid in directly at Bankia and nothing else, will be able to contract a Mortgage Without Fixed Fees.

    From 1.75 % TIN

    2.41 % APR

  • Family thrown away in the lawn

    Mortgage Without Variable Fees

    If need to finance the acquisition of your property, in Bankia we have your mortgage. Only for having your salary paid in directly at Bankia and nothing else, will be able to contract a Mortgage Without Variable Fees.

    From 1.20% NIR first year

    euribor + 1.20 % TIN, 1.71 % APR

It is very difficult to find the house of your dreams.

Your house, your home

  • Icon of house with euro symbol inside

    We help to ascertain the value of your house

    Go to our simulator and we will give you useful, personalised information to manage the sale or purchase of your property.

    Value your house
  • Icon of house held by a hand

    More than 20,000 houses of Bankia to find that one of your dreams.

    Haya Real Estate markets Bankia's new-build and second-hand houses with financing options and without fees if you have your income paid in directly.

    Check your house

Other products that may interest you

  • Girl and dog after a picture window

    Comprehensive home Insurance

    The most complete insurance for your home, and one that offers you major advantages.

  • Friends toasting in a field

    Life insurance linked to financial operations

    Guarantees the financial stability of your loved ones; they won't be left with debts.

  • Mother with its two daughters

    Life insurance

    Guarantees the payment of a capital amount to the beneficiaries of your insurance.

  • In addition to being able to contract the Mortgage Without Fees, what other advantages are there for having my salary paid in directly?

    Moreover, for having your salary paid in directly you will not pay1 for:

    • The fees on all your usual Bankia debit cards.
    • Administration and maintenance fees on all your demand deposit accounts.
    • Commissions on your Bankia credit cards. The commissions for cash transfers in euros in Spain and the EU via any service channel and for any amount. Commissions on your national cheque deposits in all your accounts. Commissions for debit cash withdrawals at more than 17,800 ATMs.
    • Completely free at Bankia ATMs and up to 4 times per month per customer at Euro 6000 and Banco Sabadell ATMs.

    (1) More information in For Being You.

  • How can I find out the Euribor rate?

    To find out the official rates see the Banco de España website where they are published.