Hipoteca Sin Comisiones Variable

  • Only for paying directly your incomes* we can do away with your mortgage fees

  • Without start-up fee. Without appraisal fee. Without cancellation nor early amortisation fee.
  • Drawing of a green key

No Fee Variable-Rate Mortgage Benefits

Icon mortgage We have thought in you and you offer a mortgage where we do not be paid fees

        • Deadline: up to 30 years.
        • Amount: up to 80% of the investment in a main home.
        • Monthly fees.
        • Variable interest rate.
        • From 0.99% TIN first year, EURIBOR + 0.99 % TIN, 1.26% APR.
        • If you prefer, you can have a mixed mortgage at a fixed rate for up to seven years and at a variable rate for the remaining years.

Characteristics

Icon mortgage Variable interest rates.Fixed rate for the first year and variable rate for the remaining years, with a review every six months.

Incomes equal to or more than €**3,000
Period NIR APR
Until 10 years First year 0.99%
Rest EURIBOR +0.99%
1.26% information.
Up to 15 years 1.21% information.
Up to 20 years 1.19% information.
Until 25 years 1.17% information.
Up to 30 years 1.16% information.
Incomes between € 1,200 and €**3,000
Period NIR APR
Until 10 years First year 1.20%
Rest EURIBOR +1.20%
1.46% information.
Up to 15 years 1.42% information.
Up to 20 years 1.40% information.
Until 25 years 1.38% information.
Up to 30 years 1.37% information.
Incomes lower than €**1,200
Period NIR APR
Until 10 years First year 2.10%
Rest EURIBOR +2.10%
2.37% information.
Up to 15 years 2.33% information.
Up to 20 years 2.31% information.
Until 25 years 2.29% information.
Up to 30 years 2.27% information.

 

More information on the No Fee Variable-Rate Mortgage

 

Pre-contractual Information Note (FIPRE) Incomes equal to or more than € 3,000 (PDF, 656 kB), Incomes between € 1,200 and € 3,000 (PDF, 656 kB), Incomes lower than € 1,200 (PDF, 682 kB).

 

Further information (Act 3/2016 Andalusia)

Additional Pre-Contractual Information Document (DIPREC) Incomes equal to or more than € 3,000 (PDF, 607 kB), Incomes between € 1,200 and € 3,000 (PDF, 604 kB), Incomes lower than € 1,200 (PDF, 613 kB).

* You can consult the full conditions published in the Payroll Service

**The showed amount of the incomes owes be at least of one of the holders.