Savings Insurance Policies - Life Annuity

At Bankia, we guarantee the payment of a benefit during the policyholder's lifetime, with whatever frequency you choose. We adapt to your needs

    Main features

    With just a single premium payment, we guarantee the disbursement of a benefit during the policyholder's lifetime, with whatever frequency you choose.

    • A product that offers you very interesting financial and tax benefits.
    • A supplement to your future pension, to help you maintain your quality of life in the years to come.
    • Helps with your estate planning.
    • A flexible product, adapted to your needs.


    Pre-contractual information

    Pre-contractual information in saving collective products

    General contract rules


    Single premium, payable upon signing the contract (minimum 15,000 euros). There are no additional premiums.

    The guaranteed technical interest rate will be revised for new contracts and will depend on the returns generated by the assets that are affected at any given time, as well as by the revision period chosen by the customer in certain cases.

    Frequency of the benefit payments: Annual, half-yearly, quarterly or monthly (always payable at the end of the period). In the case of monthly benefit payments, the first one will be paid at the end of the month following the date the policy comes into effect.


    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Subscribed agency contracts of insurance with Mapfre Spain, Mapfre Overall Risks, Bankia Mapfre Life and S.A. NOSTRA Life. Financial liability insurance and financial capacity covered according to current legislation.