Depósito Fácil Internet

1 /6
This number is indicative of the risk of the product, whereby 1 / 6 indicates a minor risk and 6 / 6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
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The reimbursement, rescue or early refund of part or all of the invested principal are subject to commissions or penalties.
  • The best savings options

    Choose the term that best suits you today and reap the benefits in the future

  • Monthly interest settlement. Choose your term. Yield up to 0.10% APR.
  • Deposits image

    Benefits of the Depósito Fácil Internet

    Choose the term that most interests you and ensure a good return with full guarantees. It's that easy:

    • Allows for one or more deposits, with monthly interest payments.
    • Allows one or more holders and also permits authorised persons (authorised persons must be registered at your Bankia banch).
    • Automatic renewal at maturity. It can be refunded in advance, either fully or partially, applying a lower interest rate than that initially agreed to (*)

    (*) In such cases: a proportional interest rate to the elapsed time from the beginning of the deposit will be applied to the reimbursed capital, that is, the new interest rate to be applied would be the result of multiplying the agreed interest rateby the number of days open, divided by the initially committed term.

    What interest can I earn?

    TERM

    NOMINAL RATE

    APR

    EXAMPLE OF MONTHLY INTEREST*

    1 month:

    0.020%

    0.02%

    € 0.17

    3 months:

    0.020%

    0.02%

    € 0.17

    6 months:

    0.040%

    0.04%

    €0.42

    12 months:

    0.040%

    0.04%

    €0.42

    13 months:

    0.100%

    0.10%

    €1.00

    25 months:

    0.070%

    0.07%

    €0.59

    36 months:

    0.070%

    0.07%

    €0.59

     

    The best way of investing your savings exclusively through the Oficina Internet with excellent conditions.

    Examples:

    10,000 euros invested in a Depósito Fácil Internet for 13 months at an annual nominal interest rate of 0.100% (0.10% APR), with a monthly deposit of interest in the associated account of € 1.00, giving a total gross interest of 12.00 euros if the investment is maintained during the indicated term.

    10,000 euros invested in an Depósito Fácil Internet for 25 months at an annual nominal interest rate of 0.070% (0.07% APR), with monthly interest payment into the associated account of € 0.59, which will give you total gross interest of 14.75 euros, if the investment is maintained during the indicated period.

     

    (*) Example of monthly return when investing 10,000 euros at the interest rate given in the corresponding terms. Amount subject to tax withholding at the rate in force.