Investment funds

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  • Comparison of funds

Our most popular investment funds

Discover the funds of our catalogue and enjoy their advantages

  • Bankia Soy Así Dinámico, FI

    Category

    OVERALL

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.45

    A 14/02/2018

    • 2018

      -1.45

    • 2017

      4.52

    • 2016

      1.81

    • 2015

      3.82

    • 2014

      6.2

    • 2013

      12.98

  • Bankia Dividendo España, FI Clase Universal

    Category

    EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.7

    A 16/02/2018

    • 2018

      -1.7

    • 2017

      8.57

    • 2016

      1.3

    • 2015

      0.19

    • 2014

      9.49

    • 2013

      29.37

  • Bankia Evolución Decidido, FI

    Category

    ABSOLUTE RETURN CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.25

    A 14/02/2018

    • 2018

      -1.25

    • 2017

      5.39

    • 2016

      0.27

    • 2015

      5.17

    • 2014

      9.3

    • 2013

      0.82

    • 2012

      3.28

  • Bankia Soy Así Cauto, FI

    Category

    INTERNATIONAL MIXED FIXED-INCOME

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.64

    A 14/02/2018

    • 2018

      -0.64

    • 2017

      1.03

    • 2016

      1.82

    • 2015

      1.52

    • 2014

      3.78

    • 2013

      3.13

  • Bankia Evolución Prudente, FI

    Category

    ABSOLUTE RETURN CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.53

    A 14/02/2018

    • 2018

      -0.53

    • 2017

      0.02

    • 2016

      0.66

    • 2015

      -0.13

    • 2014

      1.82

    • 2013

      1.88

    • 2012

      3.63

  • Bankia Soy Así Flexible, FI

    Category

    INTERNATIONAL MIXED EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.32

    A 13/02/2018

    • 2018

      -1.32

    • 2017

      2.8

    • 2016

      3.03

    • 2015

      2.1

    • 2014

      4.57

    • 2013

      6.82

  • Bankia Evolución Moderado, FI

    Category

    ABSOLUTE RETURN CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.34

    A 14/02/2018

    • 2018

      -1.34

    • 2017

      1.39

    • 2016

      -0.13

    • 2015

      0.39

    • 2014

      4.14

    • 2013

      0.5

  • Bankia Soy Así Dinámico, FI

    Category

    OVERALL

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.45

    A 14/02/2018

    • 2018

      -1.45

    • 2017

      4.52

    • 2016

      1.81

    • 2015

      3.82

    • 2014

      6.2

    • 2013

      12.98

  • Bankia Evolución Decidido, FI

    Category

    ABSOLUTE RETURN CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.25

    A 14/02/2018

    • 2018

      -1.25

    • 2017

      5.39

    • 2016

      0.27

    • 2015

      5.17

    • 2014

      9.3

    • 2013

      0.82

    • 2012

      3.28

  • Bankia Duración Flexible 0-2, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.09

    A 16/02/2018

    • 2018

      -0.09

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

    MorningStar Rating

    • Star
    • Star
    • Star
    • Star
  • Bankia Renta Variable Global, FI Clase Universal

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -2.97

    A 14/02/2018

    • 2018

      -2.97

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Dividend Europe, FI Class Universal

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -3.77

    A 16/02/2018

    • 2018

      -3.77

    • 2017

      8.18

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Dividend Spain, FI Class Universal

    Category

    EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.7

    A 16/02/2018

    • 2018

      -1.7

    • 2017

      8.57

    • 2016

      1.3

    • 2015

      0.19

    • 2014

      9.49

    • 2013

      29.37

  • Bankia Euro Top Ideas, FI

    Category

    EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -2.2

    A 16/02/2018

    • 2018

      -2.2

    • 2017

      7.02

    • 2016

      3.45

    • 2015

      4.65

    • 2014

      -0.69

    • 2013

      -

  • Bankia Emergentes, FI Clase Universal

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -2.1

    A 13/02/2018

    • 2018

      -2.1

    • 2017

      16.24

    • 2016

      4.34

    • 2015

      -2.07

    • 2014

      9.76

    • 2013

      -10.58

  • Bankia Small & Mid Caps España, FI

    Category

    EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    1.31

    A 16/02/2018

    • 2018

      1.31

    • 2017

      13.46

    • 2016

      6.07

    • 2015

      6.7

    • 2014

      0.7

    • 2013

      46.23

    MorningStar Rating

    • Star
    • Star
    • Star
    • Star
  • Bankia Bolsa Japonesa, FI Clase Universal

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -4.47

    A 16/02/2018

    • 2018

      -4.47

    • 2017

      19.16

    • 2016

      -2.42

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Fonduxo, FI

    Category

    MIXED EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.19

    A 16/02/2018

    • 2018

      -0.19

    • 2017

      -3.28

    • 2016

      -0.68

    • 2015

      5.33

    • 2014

      -

    • 2013

      -

    MorningStar Rating

    • Star
    • Star
    • Star
    • Star
  • Bankia Bolsa USA, FI

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.79

    A 16/02/2018

    • 2018

      -0.79

    • 2017

      1.75

    • 2016

      6.47

    • 2015

      8.64

    • 2014

      21.7

    • 2013

      21.6

  • Bankia Dólar, FI Clase Universal

    Category

    INTERNATIONAL FIXED-INCOME

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -3.27

    A 16/02/2018

    • 2018

      -3.27

    • 2017

      -12.41

    • 2016

      2.3

    • 2015

      9.85

    • 2014

      12.42

    • 2013

      -5.15

  • Bankia Index Ibex, FI Class Universal

    Category

    PASSIVE MANAGEMENT CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.92

    A 16/02/2018

    • 2018

      -1.92

    • 2017

      10.01

    • 2016

      1.26

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Mixed Equities 75 FI, Class Universal

    Category

    MIXED EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.97

    A 16/02/2018

    • 2018

      -1.97

    • 2017

      5.2

    • 2016

      1.04

    • 2015

      1.85

    • 2014

      2.57

    • 2013

      13.64

  • Bankia Mixed Equities 50, FI Class Universal

    Category

    MIXED EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.16

    A 16/02/2018

    • 2018

      -1.16

    • 2017

      2.19

    • 2016

      0.21

    • 2015

      1.59

    • 2014

      2.98

    • 2013

      8.1

  • Bankia Mixed Fixed Income 15 FI, Class Universal

    Category

    MIXED FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.6

    A 16/02/2018

    • 2018

      -0.6

    • 2017

      0.65

    • 2016

      -0.2

    • 2015

      0.98

    • 2014

      1.56

    • 2013

      5.26

  • Bankia Mixed Fixed Income 30, FI Class Universal

    Category

    MIXED FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.71

    A 16/02/2018

    • 2018

      -0.71

    • 2017

      1.57

    • 2016

      0.64

    • 2015

      1.13

    • 2014

      1.54

    • 2013

      6.19

  • Bankia Stock exchange Spanish, FI Class Universal

    Category

    EQUITY EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.89

    A 16/02/2018

    • 2018

      -0.89

    • 2017

      6.58

    • 2016

      -4.29

    • 2015

      -6.92

    • 2014

      2.73

    • 2013

      30.37

  • Bankia Libra, FI Clase Universal

    Category

    INTERNATIONAL FIXED-INCOME

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    0.17

    A 16/02/2018

    • 2018

      0.17

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Futuro Sostenible FI, Clase Universal

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -4.77

    A 13/02/2018

    • 2018

      -4.77

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Futuro Sostenible FI, Clase Plus

    Category

    INTERNATIONAL EQUITY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100,000

    Annual return

    -4.72

    A 13/02/2018

    • 2018

      -4.72

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Bonos Internacional, FI Clase Universal

    Category

    INTERNATIONAL FIXED-INCOME

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -1.41

    A 14/02/2018

    • 2018

      -1.41

    • 2017

      -

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Bonos Corto Plazo I, FI

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.1

    A 16/02/2018

    • 2018

      -0.1

    • 2017

      -0.75

    • 2016

      -0.69

    • 2015

      -0.29

    • 2014

      0.4

    • 2013

      -

  • Bankia Renta Fija Largo Plazo, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.16

    A 16/02/2018

    • 2018

      -0.16

    • 2017

      -0.71

    • 2016

      -0.05

    • 2015

      -

    • 2014

      -

    • 2013

      -

    MorningStar Rating

    • Star
    • Star
    • Star
    • Star
  • Bankia Bonos Corto Plazo II, FI

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    25,000

    Annual return

    -0.07

    A 16/02/2018

    • 2018

      -0.07

    • 2017

      -0.51

    • 2016

      -0.45

    • 2015

      -0.04

    • 2014

      0.65

    • 2013

      -

  • Bankia Gobiernos Euro Largo Plazo, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.2

    A 16/02/2018

    • 2018

      -0.2

    • 2017

      -1.22

    • 2016

      0.17

    • 2015

      0.9

    • 2014

      7.87

    • 2013

      1.1

  • Bankia Monetario Euro Deuda, FI Clase Universal

    Category

    MONETARY

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.08

    A 16/02/2018

    • 2018

      -0.08

    • 2017

      -0.28

    • 2016

      -0.13

    • 2015

      0.07

    • 2014

      0.62

    • 2013

      1.17

    • 2012

      2.76

  • Bankia Bonos Corto Plazo III, FI

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    200,000

    Annual return

    -0.02

    A 16/02/2018

    • 2018

      -0.02

    • 2017

      -0.16

    • 2016

      -0.09

    • 2015

      0.31

    • 2014

      0.99

    • 2013

      -

  • Bankia Fondtesoro Corto Plazo, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.18

    A 16/02/2018

    • 2018

      -0.18

    • 2017

      -0.91

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Fondtesoro Largo Plazo, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.14

    A 16/02/2018

    • 2018

      -0.14

    • 2017

      -0.49

    • 2016

      0.03

    • 2015

      0.62

    • 2014

      2.33

    • 2013

      3.58

    • 2012

      1.5

    • 2011

      2.61

    • 2010

      -1.07

    • 2009

      1.18

    • 2008

      4.55

    • 2007

      2.46

  • Bankia Bonos Duración Flexible, FI Clase Universal

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.14

    A 16/02/2018

    • 2018

      -0.14

    • 2017

      -0.57

    • 2016

      0.12

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Garantizado Creciente 2024, FI

    Category

    GUARANTEED FIXED-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    0.13

    A 16/02/2018

    • 2018

      0.13

    • 2017

      2.7

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Rentabilidad Objetivo Largo Plazo, FI

    Category

    PASSIVE MANAGEMENT CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.25

    A 16/02/2018

    • 2018

      -0.25

    • 2017

      -0.18

    • 2016

      2

    • 2015

      1.36

    • 2014

      19.15

    • 2013

      14.46

    • 2012

      3.5

  • Bankia Garantizado Rentas 12, FI

    Category

    GUARANTEED FIXED-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.14

    A 16/02/2018

    • 2018

      -0.14

    • 2017

      -0.63

    • 2016

      0.54

    • 2015

      1.87

    • 2014

      8.8

    • 2013

      -

  • Bankia Garantizado Bolsa 3, FI

    Category

    GUARANTEED VARIABLE-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.23

    A 16/02/2018

    • 2018

      -0.23

    • 2017

      -1.89

    • 2016

      -1.3

    • 2015

      1.43

    • 2014

      -

    • 2013

      -

  • Bankia Garantizado Rentas 11, FI

    Category

    GUARANTEED FIXED-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.14

    A 16/02/2018

    • 2018

      -0.14

    • 2017

      -0.57

    • 2016

      0.58

    • 2015

      1.9

    • 2014

      8.82

    • 2013

      -

  • Bankia Garantizado Rentas 15 FI

    Category

    GUARANTEED FIXED-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    0.15

    A 16/02/2018

    • 2018

      0.15

    • 2017

      1.45

    • 2016

      -

    • 2015

      -

    • 2014

      -

    • 2013

      -

  • Bankia Objetivo 2019 I, FI

    Category

    PASSIVE MANAGEMENT CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    -0.12

    A 16/02/2018

    • 2018

      -0.12

    • 2017

      -0.41

    • 2016

      1.17

    • 2015

      1.39

    • 2014

      -

    • 2013

      -

  • Bankia Fondepósitos, FI

    Category

    FIXED-INCOME EURO

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    50,000

    Annual return

    -0.05

    A 16/02/2018

    • 2018

      -0.05

    • 2017

      -0.28

    • 2016

      -0.1

    • 2015

      0.13

    • 2014

      0.82

    • 2013

      -

  • Bankia Garantizado Rentas 14, FI

    Category

    GUARANTEED FIXED-YIELD

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Lower Risk

    Higher Risk

    Initial Investment

    100

    Annual return

    0.18

    A 16/02/2018

    • 2018

      0.18

    • 2017

      0.45

    • 2016

      1.87

    • 2015

      4.36

    • 2014

      -

    • 2013

      -

Investment funds as a way of saving

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FOR BEING YOU you remove your accounts' fees and Bankia's cards

  • What is an investment fund?

    An investment fund is type of collective investment institution (CII) without a legal entity whose capital consists of the contributions of the investors, known as shareholders.

    They are established for the purpose of obtaining a return in the interest of the total capital, offering shareholders a series of benefits derived from that union of the capital of a large number of investors that said investors would be unable to obtain individually.

  • What is a mobilisation between funds and how is it taxed?

    It is an operation whereby an individual transfers, in whole or in part, the investment made in one investment fund to another fund.

    With this operation you make a total or partial withdrawal of the shares you have in an investment fund to place the amount withdrawn in shares of another fund. In this way, the reimbursed amount is transferred directly from the source fund to the target fund, together with the fiscal information.

    For you, as an investor, the movements do not affect your personal income tax as there is a deferral regime under which, when the amount obtained in the reimbursement or transmission of shares in an investment fund is allocated to the acquisition or subscription of other shares in investment funds, they will not be computed as a capital gain or loss, and the new shares subscribed to will maintain the value and the date of acquisition of the transferred or reimbursed shares.

    The deferral system will not apply the amount derived from the reimbursement or transmission of the holdings in the investment fund is placed at the taxpayer's disposal by any means or, as the case may be , the subscription or acquisition is addressed to holdings in quoted investment funds, nor when it is addressed to shares in listed variable-capital investment firms, or in the case of unit holders of banking assets funds. You must take into account that a movement of investment funds entails a reimbursement and a subscription. Therefore you will have to pay the subscription or reimbursement fees if this is provided for in the fund brochures.

  • What are the different types of investment fund?

    • Fixed Income Funds: they invest in assets of fixed income (obligations and bonds, bills, promissory notes...).
    • Equity Funds: the majority of the assets of these funds is invested in stock. Sub-categories are established according to the market in which investment is made and the business sectors.
    • Mixed Funds: they invest both in fixed-interest financial securities and in income values variable. The larger the percentage of variable income, the greater expected return and risk.
    • Guaranteed Funds: funds that they guarantee the invested principal more a return, fixed or variable, to a future certain date.
    • Funds of Funds: they invest more than 50% of its assets in other investment funds.
    • Global Funds: funds that they do not fit in none of the previous categories, for not having the obligation of setting the percentage to invest in assets of fixed income and/or variable or its assets' credit rating.
  • Statement of position:

    This is a part of the public documentation which informs the unit holder of movements due to subscriptions or reimbursements in the fund.

  • Euribor:

    (Euro Interbank Offered Rate). Interest rate of reference for the Euro area.

  • Date of registry of the fund in the CNMV (Spansih National Securities Market Commission):

    It is the moment from which the marketing of an investment fund is authorised, given that it has been registered in the records of the CNMV.