Investment funds

Investment funds

Our most popular investment funds

Discover the funds of our catalogue and enjoy their advantages

  • Bankia Evolución Prudente, FI

    Category

    ABSOLUTE RETURN CII

    Risk level

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7

    Low

    High

    Initial Investment

    100

    Return in the year *

    0.29

    *To 06/12/2016

    • Bankia Monetario Euro Deuda II, FI

      Category

      MONETARY

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      100,000

      Return in the year to

      -0.17

      *To 08/12/2016

      Investment funds as a way of saving

      We remove your fees

      Just for being you, we eliminate fees from your accounts and cards

      • What is a mobilisation between funds and how is it taxed?

        It is an operation whereby an individual transfers, in whole or in part, the investment made in one investment fund to another fund.

        With this operation you make a total or partial withdrawal of the shares you have in an investment fund to place the amount withdrawn in shares of another fund. In this way, the reimbursed amount is transferred directly from the source fund to the target fund, together with the fiscal information.

        For you, as an investor, the movements do not affect your personal income tax as there is a deferral regime under which, when the amount obtained in the reimbursement or transmission of shares in an investment fund is allocated to the acquisition or subscription of other shares in investment funds, they will not be computed as a capital gain or loss, and the new shares subscribed to will maintain the value and the date of acquisition of the transferred or reimbursed shares.

        The deferral system will not apply the amount derived from the reimbursement or transmission of the holdings in the investment fund is placed at the taxpayer's disposal by any means or, as the case may be , the subscription or acquisition is addressed to holdings in quoted investment funds, nor when it is addressed to shares in listed variable-capital investment firms, or in the case of unit holders of banking assets funds. You must take into account that a movement of investment funds entails a reimbursement and a subscription. Therefore you will have to pay the subscription or reimbursement fees if this is provided for in the fund brochures.

      • What is the net asset value?

        The net asset value is the price of each share at one moment. It is calculated by dividing the equity of the fund between the number of shares in circulation at that particular moment.

        In general, the managing company calculates the net asset value daily and has the obligation of announcing it via its website and the stock exchange bulletins.

        There are certain funds that, due to their nature or the characteristics of the assets they invest in, can calculate the net asset value more frequently.

      • What is an investment fund?

        An investment fund is type of collective investment institution (CII) without a legal entity whose capital consists of the contributions of the investors, known as shareholders.

        They are established for the purpose of obtaining a return in the interest of the total capital, offering shareholders a series of benefits derived from that union of the capital of a large number of investors that said investors would be unable to obtain individually.

      • Statement of position:

        This is a part of the public documentation which informs the unit holder of movements due to subscriptions or reimbursements in the fund.

      • EURIBOR:

        (Euro Interbank Offered Rate). Interest rate of reference for the Euro area.

      • FIAMM:

        FIAMM (Money Market Investment Fund) A type of fund that, by law, must make its investments in fixed-yield securities of short-term maturity (up to 18 months) and high liquidity.