POR SER TÚ

1 /6
This number is indicative of the risk of the product, being 1 / 6 indicative of smaller risk and 6 / 6 of major risk.
The Bank is assigned to the Deposit insurance Fund of Credit institutions. For deposits in money the guaranteed maximum amount is 100,000 € by depositor in every credit institution.

We have listened you and know which real matters in the relationship with your bank, that is why have deleted the fees to thousands of people.

We remove you the fees FOR BEING YOU (1)

  • For having the direct billing incomes (2) have deleted the fees to thousands of people:

    • The administration fees and maintenance in all your call accounts.
    • The fees of all your debit cards Bankia usual.
    • Your credit cards' fee Bankia (3).
    • The fee of transfers in national and EU euros for any service channel and for any amount.
    • The fees for dropping cash to debit in more than 16,000 ATMs. Completely free in Bankia ATMs and until four times a month by client in Euro6000 (4) and Banco Sabadell.
    • And of course, do not charge you for the national cheque deposit in all your accounts.

     

    Advantages of having the salary paid in directly

    • Discovered service until 70% of the salary with a maximum of € 1,100 (5).
    • Free direct debit payment of bills.
    • Mobile Alerts Service includes the 50 first messages in the half (additional messages: € 0.15 because of message + VAT).
    • No Fee Mortgage. Crédito Puedes Más with preferential interest and 8 years to pay.
    • Calculates your mortgage now.
    • Bonificada Mortgage with an improved interest rate.
    • Discounts in home insurances (6).

     

    And if you pay directly your pension...

    • Advance of the charge of the pension a day 25 of each month.
    • Service of overdraft until 70% of the pension with a maximum of € 800 (5).
    • Mobile Alerts Service includes the 50 first messages in the half (additional messages: € 0.15 because of message + VAT).
    • Discounts in home insurances (6).
    • Discounts for senior citizens on travel, leisure, culture and other services.

     

    There are other ways of not paying fees. If you belong to one of these groups (7)?

    • People under 18 years old: we remove them the fees without more conditions.
    • Young out of 18 and 25 years, only with have contracted the exclusive mail on the internet.
    • If you are holder of 1,000 stock Bankia deposited in the company.
    • If your balance in products of saving is equal to or more than € 75,000 at the end of month.

     

    Not pays...

    • The administration fees and maintenance in all your call accounts.
    • The fees of all your debit cards Bankia usual.
    • The fee of transfers for any service channel and for any amount.
    • And of course, do not charge you for the national cheque deposit in all your accounts.

     

     

    (1) collected General conditions in the Notarial bases BECAUSE OF BE YOU Personal (PDF, 145 kB).

    (2) Includes salaries equal to or more than € 450, amount pensions and unemployment equal to or more than € 200.

    (3) Only for carrying out a purchase a year with her. Except Iberia cards (Sendo and Max), Vía T, Gas oil, Business, Professional, Platinum, Infinite and Trade.

    (4) Companies Euro6000 associated: Abanca, Bank Castile-La Mancha, Bank Mare Nostrum, Caixa Ontiyent, Caja Spain-Duero, Caja South, CecaBank, Colonya Caixa Pollença, Ibercaja, Kutxabank, Liberbank and Unicaja. Starting from the fifth reimbursement the cost will be 0.65 €.

    (5) For holders of the service nominates/pension that they are aware of payments, to attend debit entries direct billing, purchases to debit. In the case of operations of reimbursements in ATMs the limit of overdraft of the account will not be able to exceed of € 200. The service of overdraft includes 15 days of discount of the fee for reclamation of overdue balances. Elapsed the above-mentioned term, of remaining the account a fee will be generated without normalising for reclamation of overdue balances of € 35.

    (6) Insurance brokered by BANKIA MEDIATION Associated Banking-Insurance Operator, S.A.U. (ID number: To-40148884) and registered office in Pº Castellana, 189, 28046 Madrid. Registered in the special administrative record of Insurance Brokers of the Directorate-General for Insurance and Pension Funds with the key OV-0034. Subscribed agency contracts of insurance with Mapfre Familiar, Mapfre Insurance of Company, Mapfre Overall Risks and Bankia Mapfre Life. Financial liability insurance and skills cover according to current legislation.

    (7) Includes young people under 18 years old unconditionally and from 18 until 25 years included with service of mail exclusive on the internet. Shareholders with 1,000 stock of Bankia or more deposited in the Company and clients with balance in great saving products or equal to € 75,000 at the end of the month.