Servicio Pensión

Because in Bankia think in you and in the way of providing you day by day, you offer specific solutions to your needs. Pays directly your pension and enjoys major advantages and discounts.

Advantages of the Pension Service

  • The Pension Service you offers the advantage of accessing different products in special conditions:

    • We remove you the fees with your direct billing pension.
    • Service of overdraft valued at 70% of the pension with a maximum of € 800.
    • Advance of the date of deposit of the pension a day 25 of each month (contributory pensions, General Scheme of the INSS).
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: € 0.15 because of message + VAT).
    • Free management: direct debit for your bills into your account.
    • Bankia credit card free for the holder only for carrying out a purchase a year with her. Except Iberia cards (Sendo and Max), VíaT, Gas oil, Business, Professional, Platinum, Infinite and Trade. Otherwise € 34 will be charged.
    • Tarjeta Dorada Renfe card (MasterCard) debit or credit type starting from 60 years, with discounts in tickets of train and other interest services as a Legal Protection Advanced with Legálitas, Orientation and Insurance Service of Segunda Opinión Médica.
    • Discounts in insurance of the home.
    • Free and promotions activities to the best price so that you can make good use of to the maximum you free time. A whole world of advantages sénior to your extent.


    Discovered service for holders of the Pension Service that they are aware of payments, to attend debit entries direct billing and purchases to debit. In the event of operations of reimbursements in ATMs the limit of overdraft of the account will not be able to exceed of € 200. The discovered service includes 15 days of discount of the fee for reclamation of overdue balances. Trascurrido the above-mentioned term, of remaining the account a fee will be generated without normalising for reclamation of overdue balances of € 35.

    Insurance brokered by BANKIA MEDIATION Associated Banking-Insurance Operator, S.A.U. (ID number to-40148884) and registered office in Pº Castellana, 189, 28046 Madrid. Registered in the special administrative record of Insurance Brokers of the Directorate-General for Insurance and Pension Funds with the key OV-0034. Subscribed agency contracts of insurance with Mapfre Spain, Mapfre Overall Risks, Bankia Mapfre Life and S.A. NOSTRA Life. Financial liability insurance and skills cover according to current legislation.

Terms and Conditions of the contracting of the service

    • The Pension Service offers the advantage of accessing different products in special conditions as long as this pension is equal to or more than € 200.

How pay directly your pension

  • You can pay directly your pension easily with just fill in the details of the next Pension direct payment form (PDF, 195 kB) including the number of account Bankia in which wants that the deposit is made.

    Recuerda print, sign and deliver the document in the Help centres and Information of the Social Security Institute.