Servicio Pensión

Because at Bankia we think about you and how to make your day-to-day life easier, we offer you specific solutions for your needs. Have your pension paid directly into your account and it enjoys big advantages and discounts.

Pension Service Benefits

  • The Pension Service you offers the advantage of accessing different products with special conditions:

    • We remove you the fees with your direct billing pension.
    • Service of overdraft to the value of 70% of the pension to a maximum of ?800.
    • Advance of the date of deposit of the pension a day 25 of each month (contributory pensions, General Scheme of the INSS).
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: €0.15 per message + VAT).
    • Free management: to switch your direct debit payments to your account.
    • Bankia credit card free for the holder only for carrying out a purchase a year with her. Excluding Iberia (Sendo and Max), Vía T, Gasóleo, Business, Professional, Platinum, Infinite and Business cards. Otherwise the cost is ?34.
    • Tarjeta Dorada Renfe card (MasterCard) debit or credit type starting from 60 years, with discounts in tickets of train and other interest services as a Legal Protection Advanced with Legálitas, Orientation and Insurance Service of Segunda Opinión Médica.
    • Discounts in home insurance policies .
    • Free activities and special offers at the best prices to help you make the most of your free time. A whole world of benefits for senior citizens within your reach.


    Overdraft facility for pension service holders who are up to date with payments, to pay for direct debits and debit purchases. The account overdraft limit cannot exceed €200 for ATM cash withdrawals. The overdraft facility includes a 15-day waiver of the overdue balance claim fee. After that period, if the overdraft has not been settled, an overdue balance claim commission of €35 will be charged.

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Subscribed agency contracts of insurance with Mapfre Spain, Mapfre Overall Risks, Bankia Mapfre Life and S.A. NOSTRA Life. Financial liability insurance and financial capacity covered according to current legislation.

Terms and Conditions for acquiring the service

    • The Pension Service offers the advantage of having access to different products in special conditions, providing the pension is € 200 or more.

How to have your pension paid directly into your account

  • It's easy to have your pension paid directly into your account. Just complete the details of the following Pension direct deposit form (PDF, 195 KB) including the number of account Bankia in which wants that the deposit is made.

    Remember to print, sign and hand in the document to a Social Security Institute Help and Information Centre.