Payroll Service

Enjoy major advantages and forget fees just for having your salary paid directly into your account with us. And also obtain an improvement in the conditions for contracting various products.

Benefits of the Payroll Service

  • The Payroll Service offers you the possibility to access different products with special conditions:

    • We remove fees for you if you have your salary paid into your account.
    • Overdraft facility for 70% of your salary with a maximum of €1,100.
    • Free management: change direct debit for your billsinto your account.
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: €0.15 per message + VAT).
    • Free accident insurance with coverage of up to €7,500 for death or total and permanent disability.
    • Free correspondence service through the All-in-one Statement, which provides monthly information on all your products.
    • Free credit card for the account holder making at least one purchase a year.
    • Crédito Puedes Más: your loan with a preferential interest rate and a term of up to 8 years to repay it.
    • Préstamo Inversión y Pensiones: Financing with excellent conditions for investments in Bankia products
    • Hipoteca Bonificada: you can obtain excellent economic conditions on your loan.
    • Discounts on home insurance.

Contract terms and conditions

    • The Payroll Service offers the benefit of giving you access to different products under special conditions, provided the amount of the salary is equal to or greater than €450.
    • The Service of overdraft will be effective for the holders of the Salary Service that are aware of payment and will be employed to attend debit entries direct billing, purchases to debit and reimbursements in ATMs to debit with a maximum limit of overdraft of 200 euros.
    • Free accident insurance with the insurance company Bankia Mapfre Vida.
    • Bankia credit card free for the holder only for carrying out a purchase a year with her. Except cards Iberia (Sendo and Max), VíaT, Gasóleo, Business, Profesional, Platinum, Infinite and Comercio. Otherwise€34 will be charged.

    Home insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

How to setup your salary to be paid into your account

  • You can easily have your salary paid into your account, simply by filling in the details in the following Form (PDF, 48 kB) including the number of account of Bankia where you want that your salary is entered.

    Recuerda that you must print, to sign and to deliver this document in your company.

Your salary is worth more than you think at Bankia.

  • Take part in the prize draw* for 120 prizes of 1,000 euros.

    • Customers who have their salary or pension paid directly into their Bankia account: 2 POINTS.
    • Customers who set up a standing order for a bill: 2 POINTS for each bill.

    *Promotion valid from 1/03/17 to 31/08/17 and from 1/09/17 to 28/02/18 consisting of two prize draws (11/10/17 and 11/04/18 respectively) for 60 prizes of € 1,000 each, for individual customers who have their salary ≥ € 450 or pension ≥ € 200 paid directly into their account, or who administer the transfer of their direct debits through the Direct Debit Exchange Service, or who set up their direct debits through the Oficina Internet, Oficina Móvil or at enabled ATMs . The cash prize is subject to capital gains tax, which will be deducted from the prize amount. Notarial bases available from Bankia branches and at the terms and conditions of the promotion (PDF, 117 kB).