Payroll Service

Enjoy great benefits and forget about paying fees just by having your salary paid directly into your Bankia account. And also obtain an improvement in the conditions for contracting various products.

Benefits of the Payroll Service

  • The Payroll Service offers you the possibility to access different products with special conditions:

    • We remove fees for you if you have your salary paid into your account.
    • Overdraft facility for 70% of your salary with a maximum of €1,100.
    • Free management: change direct debit for your billsinto your account.
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: €0.15 per message + VAT).
    • Free correspondence service through the All-in-one Statement, which provides monthly information on all your products.
    • Free credit card for the account holder making at least one purchase a year.
    • Crédito Puedes Más: your loan with a preferential interest rate and a term of up to 8 years to repay it.
    • Préstamo Inversión y Pensiones: Financing with excellent conditions for investments in Bankia products
    • Discounts on home insurance.

Contract terms and conditions

    • The Payroll Service offers the benefit of giving you access to different products under special conditions, provided the amount of the salary is equal to or greater than €450.
    • The Service of overdraft will be cash for the holders of the Salary Service that they are aware of payment and it will be employee to attend debit entries direct billing, purchases to debit and reimbursements in ATMs to debit with a maximum limit of overdraft of 200 euros.
    • Bankia credit card free for the holder only for carrying out a purchase a year with her. Except cards Iberia (Sendo and Max), VíaT, Gasóleo, Business, Profesional, Platinum, Infinite and Comercio. Otherwise the cost is ?34.

    Home insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

How to setup your salary to be paid into your account

  • You can easily have your salary paid into your account, simply by filling in the details in the following Form (PDF, 48 kB) including the number of account of Bankia where you want that your salary is entered.

    Recuerda that you must print, sign and deliver this document in your company.

120 prizes of 1,000 euros

  • The life is easier when you have advantages

    Pays directly your bills and participates in the prize draw* of 120 prizes of 1,000 euros.

    • Customers who have their salary or pension paid directly into their Bankia account: 2 POINTS.
    • Customers who set up a standing order for a bill: 2 POINTS for each bill.


    *Valid promotion of 01/03/18 to 10/01/18 and from 10/01/18 to 03/30/19, consisting of two prize draws (07/11/18 and 07/05/19 respectively) of 25 prizes of € 1,000 each, for clients individuals, that they have direct billing the salary ≥ € 450 or pension ≥ € 200, or they manage the change of direct debit of its bills via the Exchange service of Direct payment, or they pay directly bills via Bankia online, App Bankia or set up ATMs. Conditioned prize draw to the dotted acquisition according to these criteria: for having the direct billing salary or pension in Bankia, 2 points. For every direct billing bill via the exchange service of direct payment, 2 points, for every direct billing bill via Bankia online, App Mobile phone, Bankia or ATM, 2 points. The cash prize is subject to capital gains tax, which will be deducted from the prize amount. For further information, consult Notarial bases (PDF, 129 kB) the terms and conditions of the promotion. Also available at Bankia branches.