Servicio Pensión

Because at Bankia we think about you and how to make your day-to-day life easier, we offer you specific solutions for your needs. Have your pension paid directly into your account and it enjoys big advantages and discounts.


Advantages of the Pension Service

  • The Pension Service you offers the advantage of accessing different products with special conditions:

    • We do away with all fees when you have your pension paid directly into your account.
    • Overdraft service up to a value of 70% of the pension with a maximum of € 800.
    • Advance of the deposit date of the pension to the 25th of each month (contributory pensions, General Scheme of the INSS).
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: €0.15 per message + VAT).
    • Free management: direct debit for your billsinto your account.
    • Free credit card for the account holder making at least one purchase a year.
    • Renfe Gold card (MasterCard), debit or credit, starting from 60 years, with discounts in train ticketsand other services of interest like a Advanced Legal Protection with Legálitas, Second Medical Opinion Orientation and Insurance Service.
    • A wide range of insurance policies that for very little cost offer protection for the whole family.
    • Free activities and promotions at the best prices so you can make the most of your free time. A whole world of senior advantages to your extent.
    • Discounts on home insurance.

Terms and Conditions of contracting the service

    • Pension Service offers the advantage of accessing different products in special conditions as long as the salary is equal to or more than € 450.
    • The overdraft service can be enjoyed by holders of the payroll service who are up to date with their payments, to cover standing orders, debit purchases and debit cash withdrawals from ATMs up to a maximum overdraft limit of €200.
    • Accident insurance with the Bankia Mapfre Life insurance company.
    • Free credit card for the holder just by making one purchase a year with it. Except cards: Iberia (Sendo and Max), VíaT, Gasóleo, Business, Profesional, Platinum, Infinite and Comercio. See the advantages of the Bankia cards (PDF, 121 kB).

    Home insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

How to have your pension paid directly into your account

  • You can have your pension paid directly into your account just by filling in the details of the following Form for having your pension paid directly into your account (PDF, 577 kB) including the number of account Bankia in which wants that the deposit is made.

    Remember to print, sign and hand in the document to a Social Security Institute Help and Information Centre.


  • Prize draw of 120 prizes of€1,000 only for having direct billing your pension

    We started the year by doing away with fees and now we want you take part in a prize draw for 120 prizes of € 1,000 just for having your salary, pension or bill payments with Bankia.

    • Customers who have their salary or pension paid directly into their Bankia account: 2 points for the prize draw.
    • Customers who have direct debit payments from their Bankia account: 2 points for the prize draw.
    • Customers who pay bills through our digital channels or at ATMs: 1 point for the prize draw.

    We already have the winners (PDF, 639 kB)of the second prize draw for having your salary or pension paid into your Bankia bank account in 2015.

    * Promotion valid from 1/3/16 to 31/8/16 and from 1/9/16 to 28/2/17 consisting of two draws (6/10/16 and 4/4/17 respectively) of 60 prizes of € 1,000 each for individual customers who have their salary (≥ € 450) or pension (≥ € 200) paid directly into their account, or arrange to change their direct debits through the Direct Debit Change Service, or they set up direct debits or pay their bills through the Oficina Internet, Oficina Móvil or enabled ATMs. The cash prize is subject to capital gains tax, which will be deducted from the prize amount.Consult the Terms and Conditions of the promotion (PDF, 118 kB).


    What are you waiting for? Have your salary or pension paid into your account or set up standing orders and start winning.