Pension Services

Because at Bankia we think about you and how to make your day-to-day life easier, we offer you specific solutions for your needs. Have your pension paid directly into your account and it enjoys big advantages and discounts.

Advantages of the Pension Service

  • The Pension Service you offers the advantage of accessing different products with special conditions:

    • We waive all fees if you have your pension paid directly into your account.
    • Overdraft Serviceto the value of 70% of the pension to a maximum of €800.
    • Bring forward the date your pension is paid in to the 25th of each month (contributory pensions, General Scheme of the INSS).
    • Mobile Alerts Service free of charge (includes first 50 text messages sent in the six-month period, additional messages: €0.15 per message + VAT).
    • Free management: direct debit for your bills into your account.
    • Free Bankia credit card for the holder only for carrying out a purchase a year with her. Except Iberia cards (Sendo and Max), VíaT, Gas oil, Business, Professional, Platinum, Infinite and Trade. Otherwise€34 will be charged.
    • Tarjeta Dorada Renfe card (MasterCard) debit or credit type starting 60 years, with discounts on train tickets and also other free services of interest such as Advanced Legal Protection with Legálitas, Orientation Service and Second Medical Opinion Insurance.
    • Discounts on insurance of the home.
    • Free activities and special offers at the best prices to help you make the most of your free time. A whole world of senior advantages within your reach.


    Overdraft facility for pension service holders who are up to date with payments, to pay for direct debits and debit purchases. In the case of ATM cash withdrawals the limit of the account overdraft cannot exceed € 200. The overdraft facility includes a 15-day waiver of the overdue balance claim fee. After that period, if the overdraft has not been settled, an overdue balance claim commission of € 35 will be charged.

    Home insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

Terms and Conditions of contracting the service

    • The Pension Service offers the advantage of having access to different products in special conditions, providing the pension is € 200 or more.

How to have your pension paid directly into your account

  • It's easy to have your pension paid directly into your account. Just complete the details of the following Form for having your pension paid directly into your account (PDF, 577 kB) including the number of account Bankia in which wants that the deposit is made.

    Remember to print, sign and hand in the document to a Social Security Institute Help and Information Centre.


  • If you've been making the best paella in the world your whole life… it's time you had the set of knives you deserve.

    In addition to the advantages of our pension service, now if you have your pension paid directly into your Bankia account, we'll give* you a Set of Renberg knives, recommended by the chef Pepe Rodríguez (MasterChef), without prize draws.

    For pensions ≥ € 200.

    *Promotion valid while stocks last (35,000 units) for persons over 64 years who have their pension of € 200 or more paid directly into their account. Promotional item subject to tax in accordance with prevailing tax legislation. Notarial bases available from Bankia branches and at the Terms and Conditions of the promotion (PDF, 146 kB).

    Your pension is worth more than you think at Bankia.


    Take part in the prize draw* for 120 prizes of €1,000.

    • Customers who have their salary or pension paid directly into their Bankia account: 2 POINTS.
    • Customers who set up a standing order for a bill: 2 POINTS for each bill.

    *Promotion valid from 1/03/17 to 31/08/17 and from 1/09/17 to 28/02/18 consisting of two prize draws (11/10/17 and 11/04/18 respectively) for 60 prizes of € 1,000 each, for individual customers who have their salary ≥ € 450 or pension ≥ € 200 paid directly into their account, or who administer the transfer of their direct debits through the Direct Debit Exchange Service, or who set up their direct debits through the Oficina Internet, Oficina Móvil or at enabled ATMs . The cash prize is subject to capital gains tax, which will be deducted from the prize amount. Notarial bases available from Bankia branches and at the terms and conditions of the promotion (PDF, 117 kB).