Tarjeta Business Crédito

  • We offer you two very special cards

    Gold Card and Silver Card

  • Free sign up. Benefit from credit for your purchases. Accident and travel insurance.
  • Business Credit Card

Benefits of the Business Credit Card

  • No registration fee.
  • No maintenance fee* if you belong to the programme “JUST FOR BEING YOU” for SMEs and the self-employed.
  • You can choose from between 100% payment the following month with no interest, or deferred payment**.
  • Enjoy credit for your purchases. Up to € 30,000 with the Silver Card and € 150,000 with the Gold Card.
  • Accident insurance with CASER (until € 450,000 with silver and € 600,000 with gold).
  • Travel assistance insurance with CASER.
  • Connection Service: broad coverage in computer services and legal assistance.
  • Allows you to make payments anywhere in the world and at any time.
  • Avoid giving cash advances to your employees to cover travel and business expenses.
  • Greater control of expenditures through the statement your company receives, as it lets you review travel advances and pay invoices. Furthermore, it allows for a more detailed breakdown of information to facilitate your bookkeeping.
  • Free insurances associated with the card: for employees' accidents, travel assistance and disloyalty.
    They allow you to pay by direct debit from the company or employee's account.
  • Flexible payment methods: you can choose between cash payment or deferred payment, as well as the date for the card payments to be charged.
  • You can also request the cards' charges to be combined into a single charge or to be charged one by one.
  • You set the daily and monthly cash withdrawal limits.
  • Bankia also offers you a powerful business card management system: InfoCorporate.

Connection Service

This is a free service that includes significant benefits for company MasterCard card holders.

  • Free technological assistance.
  • Mobile phone and tablet assistance.
  • Management and consultancy service.
  • Judicial and legal service.
  • Tax advisory service.

You can find further information on these provisions in MasterCard Service Connection.


* If you do not fulfill the conditions, the maintenance fee will be 34 € for the Business Plata Card and € 70 for the Business Oro Card. Additionally, even if you do not fulfill the conditions, no maintenance fee will be charged if individually you charge more than € 10,000 in credit in twelve months prior to the fee due date in the case of the Oro Card and more than € 5,000 in the case of the Plata Card. Always free from the fourth beneficiary card.

** Interest rate for deferred payment 23.40% annual NIR and 26.08% APR.