Tarjeta Business Crédito
We offer you two very special cards
Gold Card and Silver Card
- Free sign up. Benefit from credit for your purchases. Accident and travel insurance.
Benefits of the Business Credit Card
- No registration fee.
- No maintenance fee* if you belong to the programme “FOR BEING YOU” for SMEs and the self-employed.
- You can choose from between 100% payment the following month with no interest, or deferred payment**.
- Enjoy credit for your purchases. Up to € 30,000 with the Silver Card and € 150,000 with the Gold Card.
- Accident insurance with Mapfre (up to €450,000 with silver and €600,000 with gold).
- Travel assistance insurance with Mapfre.
- Connection Service: broad coverage in computer services and legal assistance.
- They allow carrying out payments anywhere else in the world and to any time.
- Avoid giving cash advances to your employees to cover travel and business expenses.
- Greater control of expenditures through the statement your company receives, as it lets you review travel advances and pay invoices. Furthermore, it allows for a more detailed breakdown of information to facilitate your bookkeeping.
- Free insurances associated with the card: of accidents, of assistance in trip and of employee' infidelity.
They allow you to pay by direct debit from the company or employee's account.
- Flexibility in the payment method: you can choose between cash payment or deferred payment, as well as the date for the card payments to be charged.
- You can also request the cards' charges to be combined into a single charge or to be charged one by one.
- You set the daily and monthly cash withdrawal limits.
- Bankia also offers you a powerful business card management system: InfoCorporate.
This is a free service that includes significant benefits for company MasterCard card holders.
- Free technological assistance.
- Mobile phone and tablet assistance.
- Management and consultancy service.
- Judicial and legal service.
- Fiscal consultancy.
You can find further information on these provisions in MasterCard Service Connection.
* If you do not fulfill the conditions, the maintenance fee will be 34 € for the Business Plata Card and € 70 for the Business Oro Card. Additionally, even if you do not fulfill the conditions, no maintenance fee will be charged if individually you charge more than € 10,000 in credit in twelve months prior to the fee due date in the case of the Oro Card and more than € 5,000 in the case of the Plata Card. Always free from the fourth beneficiary card.
** Interest rate for deferred payment 23.40% annual NIR and 26.08% APR.