CAP Agricultural Assistance

Agricultural insurance

Assistance, all; complications, none.

Agricultural subsidies require special attention, which is why we offer you multiple advantages in processing your CAP. You'll find the support, experience and professionalism you need to help you with the procedure in your usual branch.

All of the solutions, adapted to farm and field

Subsidies Procedure

 

At Bankia we help you process your CAP subsidies.

In our specialised branches you will find staff who will help you and process the CAP subsidies with the public administrations of each Autonomous Community.

 

  • Simple procedure and simplicity in the required documentation.
  • Agile system.
  • Experience
  • Technical agricultural advice

We would also like to reward you by offering you the Premium Legal Protection Service (6) with which will be able to benefit from free legal advice for your business, with lawyers specialising in all matters and an exclusive telephone number for you to call.

 

“We are doing away with bank charges

 

Farmer or stockbreeder! Have your CAP subsidy paid directly into your Bankia account and you won't pay any more bank charges on any of your accounts.

 

  • We waive the administration and maintenance fees on all your on-demand accounts (1).
  • Delete the fee of all your cards business debit and credit professional standard (2).
  • We waive fees for debit cash withdrawals up to 4 times a month at ATMs in Spain (3).
  • We waive the fees on all your national cheque/promissory note deposits in euros on all your accounts in which you are the titular payee.
  • We waive the fees on transfers issued through any service channel and for any amount (4).
  • We will also waive all the fees on all your personal on-demand accounts.

 

Receive your subsidy payment in advance

 

We help you receive payment of your agricultural aid and subsidies as soon as possible.

All you have to do is have your subsidy paid directly into your Bankia account to receive it now (5), to cover those expenses that can't wait.

 

 


(1) Self-employed, merchant or freelance professional, holder of an account categorised as non-consumer that meets one of these requirements: direct debits for social security payments (at least for the past 3 months) or tax payments (at least one operation in the last 4 months or 3 operations in the last 12 months) or CAP agricultural subsidies or salary paid directly into your account (mín. €450) or pension (mín. €200) or direct billing Unemployment (mín. €200). Account with 0% APR.

(2) Affinity cards and shared-brand gold and superior type cards are excluded.

(3) Unlimited free cash withdrawals from Bankia ATMs with Bankia cards. 4 free cash withdrawals per month per customer (not per card) from associated Banco Sabadell and Euro 6000 banks: Abanca, Banco Castilla La Mancha, Banco Mare Nostrum, Caixa Ontinyent, Caja España-Duero, Caja Sur, CECABank, Colonya Caixa Pollenca, Ibercaja, Kutxa Bank, Liberbank and Unicaja. From the fourth withdrawal, the cost will be 0.65 euros. The General Conditions registered in the Register of General Contracting Conditions are at the disposal of customers in Bankia branches and at bankia.es, For being you – Self-employed.

(4) For national and European Union country transfers subject to Regulation 924/2009 with shared expenses.

(5) Investment financing subject to risk conceesion by Bankia.

(6) Exclusive free service for one year provided by Legálitas for customers who have their agricultural aid and subsidies paid directly into a non-consumer account for a minimum amount of 1,250 euros.