Line 310 – Nuts

Whatever it is you produce, we protect you from unforeseen events.

Line 310 is an insurance policy of increasing coverages for nut cultivation operations that allows you to insure carob, almond, hazelnut, walnut and pistachio productions.

Through three modules this insurance covers damages caused by frost, drought… and other climatic events beyond the farmer's control.

    Main Novelties

    Although this harvest does not have notable novelties, is significant to remember the introduced ones in the last campaign:

    For modules 1 and 2, the insurance difference intensive plantations of almendro in irrigable land, of the traditional ones:

    • With different peak performances insurable.
    • With calculations of indemnity differentiated.

    Review of the cultivation of the almendro for modules 1 and 2, which means, of average, a rise of the yield of about 4.4 %; and a reduction in the fares of about 3.2 %, with respect to the harvest 2015.

    For the cultivations of black walnut, pistachio, carob and hazel the guarantee is expanded to the plantation.

    For the cultivation of hazel, the period of guarantees is expanded for risks of pedrisco and wind huracanado.

    Coverage

    In production it covers risks of pedrisco, exceptional risks (*) and climatic adversity rest.

    In plantations covers, covered risks in production:

    • For the almendro, the death of the tree and the losses brought about by damages in the structure of prop and productive, although the death of the tree is not produced.
    • For the rest of cultivations, the death of the tree and the crop failure of the next year for damages in structural and productive wood of trees.

    In facilities it covers any climatic risk not checkable because of the farmer

    * Exceptional risks: Wildlife, fire, flood – torrential rain, persistent rain and hurricane winds.

     

    Available modules

    Module 1:

    • It covers all risks guaranteed for operations.
    • For almond cultivation, this module allows you to choose an insured capital of 50%, 60% or 70%, adjusting the cost of the insurance to your needs.

    Module 2:

    • Covers the risks of hailstorms and exceptional risks per plot. The rest of climatic adversities for operations and for almond cultivation, with the possibility of choosing an insured capital of 50%, 60% or 70%.

    Module P:

    • Covers the risks of hailstorms and exceptional risks per plot.

    All modules cover damages in facilities per plot of land.

    Subsidies

    Grant that the MAGRAMA awards through ENESA:

    Type of grant

    % per module

    Modules

    1

    2

    P

    Base

    75

    21

    7

    By Saeca financing

    -

    1

    1

    Group Contracting

    -

    6

    6

    Policyholder characteristics

    -

    11

    9

    Renewal

    -

    5

    5

    Reduction of risk and production conditions

    -

    2

    -

    TOTAL:

     75%

    46%

    28%

    Contract dates

    Modules 1, 2

    Cultivation

    Starting Date

    End date

    Almond

    01/09/2017

    31/11/2017

    Walnut and Pistachio

    01/03/2018

    15/06/2018

    Rest of the cultivations

    01/03/2018

    15/05/2018

     

    Module P

    Cultivation

    Start date

    End date

    Walnut and Pistachio

    01/03/2018

    15/06/2018

    Rest of the cultivations

    01/03/2018

    15/05/2018

    Discounts

    The system of AGROINSURANCE discounts is established according to the results of insured persons, being able to obtain until about 10 % of discount on the premium of the insurance for modules 1 and 2.