Line 300 – Fruit

Whatever it is you produce, we protect you from unforeseen events.

The 300 line is an insurance for fruit farms for productions of apricots, plums, table and cider apples, peaches (including peaches, nectarines, Saturn peaches and platerina), quince and pear.

Via four modules covers damages for frost, pedrisco... and other climatic events beyond the farmer's control.

    Harvest Novelties principals 2018

    For species of seed (apple and pear) the allocation of yields will be done at the level of SIGPAC-cultivo-variedad, instead of Group Varietal as has been done until now.

    Coverage

    • In production it covers damages in quantity and quality brought about by risks of a lack of formation (climatic cause), frost, hail, exceptional risks and other climatic adversities.
    • In plantation it covers the death of the tree, as well as the loss of the following year's harvest (due to damages in the structural and productive wood of the trees), brought about by the same risks as those covered in production.
    • Also in facilities it covers damages brought about by any climatic risk beyond the control of the farmer.

    Exceptional risks: Wildlife, fire, flood – fluvial rain, persistent rain and hurricane winds. Risks of frost and failure to curdle not covered in cider apple.

    Available modules

    • Module 1: it covers all guaranteed risks per operation.
    • Module 2: it covers risks of hail per plot of land, frost, lack of formation and other climatic adversities per operation. Exceptional risks, with the possibility to choose a coverage per plot of land or per operation.
    • Module P: it covers risks of pedrisco and exceptional risks because of piece of land, and it allows the possibility of choosing or not risks of frost (except in quince, that it is not eligible and in apple of cider, that is not cover).

    Subsidies

    Grant that the MAGRAMA awards through ENESA:

    Type of grant

    % per module

    Modules

    1

    2

    3

    3M

    P

    Base

    75

    19

    13

    9

    7

    By Saeca financing

    -

    1

    1

    1

    1

    Group Contracting

    -

    6

    6

    6

    6

    Policyholder characteristics

    -

    11

    11

    11

    9

    Renewal

    -

    5

    5

    5

    5

    Reduction of risk, and productive conditions

    -

    2

    2

    2

    -

    TOTAL

    75%

    44%

    38%

    34%

    28%

    Contract dates

    Modules 1, 2, 3, 3M and P with frost coverage

    Cultivation

    Start date

    End date

    Module 1, 2, 3 and 3M

    Module P

    Apricot

    15/11/2017

    County of Hellín (Albacete), Valencian Country, Andalusia and Murcia: 20/01/2018.

    Extremadura: 31/01/2018.

    Region of Bierzo (León): 10/03/2018.

    Rest: 28/02/2018.

    Catalonia, Aragon, Rioja and Navarre: 28/02/2018.

    Extremadura: 31/01/2018.

    El Bierzo county (León): 10/03/2018.

    Rest: 20/01/2018.

    Plum and peach

    County of Hellín (Albacete), Valencian Country, Andalusia and Murcia: 20/01/2018.

    Extremadura: 31/01/2018.

    El Bierzo county (León): 10/03/2018.

    Rest: 28/02/2018.

    Month and pear apple

    10/03/2018

    The field of application of Module 3 is only the Autonomous Community of Murcia and that of the 3M, the autonomous communities of Valencia and Murcia.

    P module without frost coverage

    Start date

    End date

    01/02/2018

    30/04/2018 to 05/31/2018*

    * According to area and crop

    Discounts

    The system of AGROINSURANCE discounts is established according to the results of insured persons, being able to obtain until a 40 % of discount on the premium of the insurance.