Line 301 – Citrus fruits

Whatever it is you produce, we protect you from unforeseen events.

The 301 facility is an insurance for citrus fruit farms that allow you to assure orange, mandarin, lemon, grapefruit and lime productions.

Through four modules that are tailored to the needs of each citrus fruit farmer and their harvest, this insurance covers damages that can be caused by hail, frost, wind and other unpredictable and uncontrollable climatic phenomena.

    Coverage

    In production, covers the damages brought about by risks of frost, pedrisco, wind, exceptional risks (*) and climatic adversity rest.

    • In plantation covers, for the covered risks in production:
      • The death of the tree or the loss of more than 70% of its bra structure and productive. In the case of the plantones, also, the loss of the mass foliate.
      • The loss of harvest of the next year, as a result of the death for frost in the older leave, or for the tronchado for wind of the main branches.
    • In facilities covers the damages brought about by the covered risks in production, as well as any other climatic risk not checkable because of the farmer.

    *Exceptional risks: Wildlife, fire, flood – torrential rain.

    Available modules

    • Module 1: it covers all guaranteed risks per operation.
    • Module 2: covers risks of hail and exceptional risks per plot of land. Frost, wind and other climatic adversities per operation.
    • Module 3: covers all guaranteed risks per plot of land.
    • Module P: covers risks of hail and exceptional risks per plot of land, and it allows you to choose the risks of wind and frost.

    All modules cover damages in facilities per plot of land.

    Subsidies

    Grant that the MAGRAMA awards through ENESA:

    TYPES OF GRANT

    % by modules

    Modules

    1

    2

    3

    P and complementary

    Base

    75

    19

    13

    7

    Group Contracting

    -

    6

    6

    6

    By SAECA financing

    -

    1

    1

    1

    Policyholder characteristics

    -

    11

    11

    9

    Renewal

    -

    5

    5

    5

    Reduction of risk and production conditions

    -

    2

    2

    -

    TOTAL:

    75%

    44%

    38%

    28%

    Contract dates

    Modules 1, 2, 3 and P

    Start date

    Ending Date

    01/04/2018

    15/09/2018

     

    In addition, with financing of 100% of the premium

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.

    Financing

    In addition, you finance 100% of the premium of your FARMING INSURANCE.

    Discounts

    The system of discounts of FARMING INSURANCE is established according to the results of insured persons, being able to obtain until 40% of discount on the premium of the insurance.