LÝnea 300  Frutales

Whatever it is you produce, we protect you from unforeseen events.

The 300 line is an insurance for fruit farms for productions of apricots, plums, table and cider apples, peaches (including peaches, nectarines, Saturn peaches and platerina), quince and pear.

Through four modules it covers damage caused by frost, hail... and other climatic events beyond the farmer's control.

    Coverage

    • In production it covers damages in quantity and quality brought about by risks of a lack of formation (climatic cause), frost, hail, exceptional risks and other climatic adversities.
    • In plantation it covers the death of the tree, as well as the loss of the following year's harvest (due to damages in the structural and productive wood of the trees), brought about by the same risks as those covered in production.
    • Also in facilities it covers damages brought about by any climatic risk beyond the control of the farmer.

    á

    Exceptional risks: Wildlife, fire, flood – fluvial rain, persistent rain and hurricane winds. Risks of frost and failure to curdle not covered in cider apple.

    Available modules

    • Module 1: it covers all guaranteed risks per operation.
    • Module 2: it covers risks of hail per plot of land, frost, lack of formation and other climatic adversities per operation. Exceptional risks, with the possibility to choose a coverage per plot of land or per operation.
    • Module P: it covers risks of hail and exceptional risks per plot of land, and it allows the possibility to choose the risks of frost or not (except in quince, which is not eligible and in cider apples, which is not covered).

    Subsidies

    Grant that the MAGRAMA awards through ENESA:

    Type of grant

    % per module

    Modules

    1

    2

    3

    P

    Base

    75

    29

    23

    17

    By Saeca financing

    -

    1

    1

    1

    Group Contracting

    -

    6

    6

    6

    Policyholder characteristics

    -

    11

    11

    9

    Renewal

    -

    5

    5

    5

    Reduction of risk, and productive conditions

    -

    2

    2

    -

    TOTAL:

    75%

    54%

    48%

    38%

    Contract dates

    Modules 1, 2, 3, 3M and P with frost coverage

    Cultivation

    Start date

    End date

    Module 1, 2, 3 and 3M

    Module P

    Apricot

    15/11/2016

    County of Hellín (Albacete), Valencian Country, Andalusia and Murcia: 20/01/2017.

    Extremadura: 31/01/2017.

    Region of Bierzo (León): 10/03/201.

    Rest: 28/02/2017.

    Catalonia, Aragon, Rioja and Navarre: 28/02/2017.

    Extremadura: 31/01/2017.

    El Bierzo county (León): 10/03/2017.

    Rest: 20/01/2017.

    Plum and peach

    County of Hellín (Albacete), Valencian Country, Andalusia and Murcia: 20/01/2017.

    Extremadura: 31/01/2017.

    El Bierzo county (León): 10/03/2017.

    Rest: 28/02/2017.

    Month and pear apple

    10/03/2017

    The field of application of Module 3 is only the Autonomous Community of Murcia and that of the 3M, the autonomous communities of Valencia and Murcia.

    P module without frost coverage

    Start date

    End date

    01/02/2017

    30/04/2017 to 31/05/2017*

    * According to area and crop

    á

    In addition, with financing of 100% of the premium

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.