Line 309 - Arable Crops

You plant which you plant, plant face to your unforeseen events

The line 309 is an insurance for operations of arable crops extensivo that you allow ensuring productions of rice, cereals of winter, cereals of spring, leguminous grain and oleaginosas cultivated in dry and irrigable land pieces of land, whose destination is exclusively the acquisition of grain or certified seed.

Via three modules this insurance covers damages for drought, pedrisco... and other climatic events not checkable because of the farmer.

    Coverage

    In production it covers risks of pedrisco, fire, not nascencia and not implementation, exceptional* and rest risks of climatic adversities.

    In facilities it covers any climatic risk not checkable because of the farmer.

    In addition includes guarantee to the straw of winter cereals with coverage when dealing with pedrisco, exceptional fire and risks.

    * Wildlife, flood-rain torrential, persistent rain and seeing huracanado.

    Available modules

    Module 1:

    • It covers all guaranteed risks for operations.

     

    Module 2:

    • In irrigable land covers all guaranteed risks for piece of land.
    • In dry land it covers risks of pedrisco, exceptional fire and risks for piece of land, not nascencia, not implementation and rest of climatic adversities for operations.

     

    Module P:

    • It covers risks of pedrisco, exceptional fire and risks for piece of land.

    Grants

    Grant that grants the MAGRAMA via ENESA:  

    TYPE OF GRANT

    % For module

    Modules

    1

    2

    P

    P (rice and Fabes)

    Base

    75

    31

    14

    17

    For financing Saeca

    -

    1

    1

    1

    Collective bargaining

    -

    6

    6

    6

    Insured characteristics

    -

    11

    4.5

    9

    Renewal

    -

    5

    5

    5

    Risk and condition reduction productive

    -

    2

    -

    -

    TOTAL

    75 %

    56 %

    30.5 %

    38 %

    Dates of contracting

    Modules 1 and 2

    System Cultivation

    Group

    Start date

    End date

    Dry land

    C. Winter

    Leguminous

    Oleaginosas

    01/09/2016

    Andalusia and Canary Islands 30/11/2016

    Rest 20/12/2016

    Irrigable land

    C. Winter

    Leguminous

    Oleaginosas

    01/09/2016

    15/06/2017

    Irrigable land

    Spring

    Rice

    01/03/2017

    31/07/2017

     

    Module P

    System Cultivation

    Start date

    Group

    End date

    Dry land and Irrigable land

    01/03/2017

    C. Winter

    Andalusia and Canary Islands

    30/05/2017

    Rest 15/06/2017

    C. Spring

    Leguminous

    31/07/2017

    15/06/2017

    Oleaginosas

    Sunflower of Castile-Leon, Aragon, Rioja and Basque Country

    15/07/2017

    Field and cultivations rest

    15/06/2017

    Rice

    31/07/2017

     

    In addition with the financing of the 100 % of the premium

    Insurances brokered by BANKIA MEDIATION Associated Banking-Insurance Operator, S.A.U. (ID number to-40148884) and registered office in Pº Castellana, 189, 28046 Madrid. Registered in the special administrative record of Insurance Brokers of the Directorate-General for Insurance and Pension Funds with the key OV-0034. Subscribed agency contracts of insurances with Mapfre Spain, Mapfre Overall Risks and Bankia Mapfre Life. Financial liability insurance and skills cover according to current legislation.