Línea 309 - Cultivos Herbáceos

Whatever you grow, we help you to face up to unforeseen events

The line 309 is an insurance for operations of arable crops extensivo that you allow ensuring productions of rice, cereals of winter, cereals of spring, leguminous grain and oleaginosas cultivated in dry and irrigable land pieces of land, whose destination is exclusively the acquisition of grain or certified seed.

Through three modules this insurance covers damage caused by draught, hail... and other climatic events beyond the farmer's control.

    Coverage

    In production it covers the risks of hail, fire, non-development and non-establishment, exceptional risks* and other climatic adversities.

    In facilities it covers any climatic risk beyond the farmer's control.

    It also includes guarantees the straw of winter cereals with coverage against hail, fire and exceptional risks.

    * Wildlife, flood-torrential rain, persistent rain and hurricane winds.

    Available modules

    Module 1:

    • It covers all risks guaranteed for operations.

     

    Module 2:

    • In irrigated land it covers all risks guaranteed per plot of land.
    • In rain-fed land it covers risks of hail, fire and exceptional risks per plot of land, non-development, non-establishment and other climatic adversities per operation.

     

    Module P:

    • It covers the risk of hailstones, fire and exceptional risks per plot.

    Subsidies

    Grant that the MAGRAMA awards through ENESA:  

    TYPE OF GRANT

    % per module

    Modules

    1

    2

    P

    P (rice and beans)

    Base

    75

    31

    14

    17

    By Saeca financing

    -

    1

    1

    1

    Group Contracting

    -

    6

    6

    6

    Policyholder characteristics

    -

    11

    4.5

    9

    Renewal

    -

    5

    5

    5

    Reduction of risk and production conditions

    -

    2

    -

    -

    TOTAL

    75%

    56%

    30.5%

    38%

    Contract dates

    Modules 1 and 2

    Cultivation System

    Group

    Start date

    End date

    Rain-fed land

    C. Winter

    Legumes

    Oil seeds

    01/09/2016

    Andalusia and Canary Islands 30/11/2016

    Others 20/12/2016

    Irrigable land

    C. Winter

    Legumes

    Oil seeds

    01/09/2016

    15/06/2017

    Irrigable land

    Spring

    Rice

    01/03/2017

    31/07/2017

     

    Module P

    Cultivation System

    Start date

    Group

    End date

    Dry Land and Irrigable Land

    01/03/2017

    C. Winter

    Andalusia and Canary Islands

    30/05/2017

    Rest 15/06/2017

    C. Spring

    Legumes

    31/07/2017

    15/06/2017

    Oil seeds

    Sunflower of Castile-Leon, Aragon, Rioja and Basque Country

    15/07/2017

    Other regions and crops

    15/06/2017

    Rice

    31/07/2017

     

    In addition, with financing of 100% of the premium

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.