Línea 310  Frutos Secos

Whatever it is you produce, we protect you from unforeseen events.

Line 310 is an insurance policy of increasing coverages for nut cultivation operations that allows you to insure carob, almond, hazelnut, walnut and pistachio productions.

Through three modules this insurance covers damages caused by frost, drought… and other climatic events beyond the farmer's control.

    Coverage

    In production and plantation it covers risks of pedrisco and exceptional risks (*) and climatic adversity rest.

    In addition, in facilities it covers any climatic risk beyond the farmer's control.

    *Exceptional risks: Wildlife, fire, flood – torrential rain, persistent rain and hurricane winds.

    Available modules

    Module 1:

    • It covers all risks guaranteed for operations.
    • For almond cultivation, this module allows you to choose an insured capital of 50%, 60% or 70%, adjusting the cost of the insurance to your needs.

    Module 2:

    • Covers the risks of hailstorms and exceptional risks per plot. The rest of climatic adversities for operations and for almond cultivation, with the possibility of choosing an insured capital of 50%, 60% or 70%.

    Module P:

    • Covers the risks of hailstorms and exceptional risks per plot.

    All modules cover damages in facilities per plot of land.

    Subsidies

    Grant that the MAGRAMA awards through ENESA:

    Type of grant

    % per module

    Modules

    1

    2

    P

    Base

    75

    31

    17

    By Saeca financing

    -

    1

    1

    Group Contracting

    -

    6

    6

    Policyholder characteristics

    -

    11

    9

    Renewal

    -

    5

    5

    Reduction of risk and production conditions

    -

    2

    -

    TOTAL:

     75%

    56%

    38%

    Contract dates

    Modules 1, 2

    Cultivation

    Starting Date

    End date

    Almond

    01/09/2016

    31/11/2016

    Walnut and Pistachio

    01/03/2016

    15/06/2017

    Rest of the cultivations

    01/03/2017

    15/05/2017

     

    Module P

    Cultivation

    Start date

    End date

    Walnut and Pistachio

    01/03/2017

    15/06/2017

    Rest of the cultivations

    01/03/2017

    15/05/2017

     

    In addition with financing of 100% of the premium.

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.