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Colectivos de Salud

Protect your employees' health with a complete health cover insurance.


    The overall performance of your company is directly linked to your employees' performance. And so that they perform 100% their health is a crucial factor.

    And in this, as an employer, you play an important role.

    Especially conceived and developed for companies regardless of their sector or size, because one of the main features of our offer is that we adapt to your needs, no matter how specific they are.

    They are custom insurance policies, which let you:

    • Reward your employees with an extra salary compensation.
    • Take care of your employees' health and you'll be taking care of your company's productivity.

    Significant tax benefits

    For the company:

    • Deduction as an expense on the Corporate Tax. The first 500 euros that the company pays for the employees' insurance is not considered remuneration in kind. And if the policy is extended to include spouses and dependent children under 25, this limit is increased to 500 euros per person and per year.
    • When negotiating wage agreements, it is more economical for companies to pay for health insurance than to increase wages by this same amount.

    For employees:

    • Decreased contributions to Social Security. The first 500 euros (extendable per person and per year) is not considered as remuneration in kind for employees either, so that it will not have to be declared on personal income tax.

    Medisalud Bankia: Medical Expenses Reimbursement Insurance

    Personalised care with no waiting lists, choice of doctor and medical centre at home or abroad.

    Reimbursement of medical fees, two options:

    • Complete medical expenses reimbursement established in the policy.
    • Reimbursement of hospital medical fees:
      • For hospital care: 90% reimbursement.
      • Out-patient care: 80% reimbursement.

    Insurance brokered by BANKIA MEDIACIÓN Operador de Banca-Seguros Vinculado, S.A.U. (NIF A-40148884) and registered office at Pº Castellana 189, 28046 Madrid. Registered in the special administrative registry of insurance brokers of the Directorate-General for Insurance and Pension Funds with the code OV-0034. Insurance agency contracts signed with Mapfre España, Mapfre Global Risks and Bankia Mapfre Vida. Financial liability insurance and financial capacity covered according to current legislation.