Depósito Ahorro 5

1 /6
This number is indicative of the risk of the product, whereby 1 / 6 indicates a minor risk and 6 / 6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
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The reimbursement, rescue or early refund of part or all of the invested principal are subject to commissions or penalties.
  • A savings plan with a guaranteed return

    And interest payments exempt from income tax if you maintain the investment for 5 years

  • Investment 100% insured person. Redimiento exempt from PERSONAL INCOME TAX. Your money completely available.
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    Advantages of the Depósito Ahorro 5

    The Depósito Ahorro 5 is a long-term savings plan with significant advantages:

    • Your investment is 100% assured.
    • Return of the 0.30% TIN and APR for five years and a day*.
    • Yields are exempt in PERSONAL INCOME TAX, provided that it complies with following conditions:
      • Annual maximum contribution of € 5,000.
      • Maintain your investment for the first 5 years.
      • Be a holder of the only long-term savings plan in any bank.
    • Maintain your investment for the first 5 years.
    • Be a holder of the only long-term savings plan in any bank.
    • Full availability of your money, although losing the tax advantages if the amount is refunded before 5 years and 1 day.
    • Quarterly, half-yearly or annual interest payment, capitalising on the deposit.
    • Automatic renewal for annual periods.
    TIN APR Examples of compensation package
    0.30% 0.30% €35 year
    Interest payment systems Capitalisation of interest for deposit Base Actual / 365
    Frequency of the settlement Quarterly, half-yearly or annually, with respect to the day of contracting

     

    * Gross remuneration on maturity calculated for a deposit of 5,000 made€ on 1 July 2016.

     

    Consult with your personal manager all the features of the Depósito Ahorro 5.

    The interest rate will depend on market conditions at the time of making every deposit. Currently 0.30 % APR.