Pension plans

Ms. doing a photo to the sea
  • Bankia Moderado

    €30

    Initial investment

We'll help you choose your plan

Select your age range and choose yours

  • Under 50

    If you are under 50, these are the plans for you

    • Bankia Bonds

      Category

      Long-term fixed income

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      -0.62

      A. 20/10/2017

      • 2017

        -0.62

      • 2016

        -0.36

      • 2015

        -0.51

      • 2014

        5.33

      • 2013

        2.52

      • 2012

        4.93

      • 2011

        1.96

      • 2010

        -0.2

      • 2009

        1.33

      • 2008

        6.71

      • 2007

        0.06

      • 2006

        -0.56

      • 2005

        2.62

      • 2004

        3.57

      • 2003

        2.44

    • Bankia Bolsa Internacional

      Category

      Equities

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      4.07

      A. 20/10/2017

      • 2017

        4.07

      • 2016

        -1.71

      • 2015

        5.86

      • 2014

        7.78

      • 2013

        14.16

      • 2012

        12.57

      • 2011

        -13.86

      • 2010

        -0.55

      • 2009

        23.75

      • 2008

        -48.68

      • 2007

        0.06

      • 2006

        11.87

      • 2005

        19.36

      • 2004

        3.74

      • 2003

        10.64

      • 2002

        -29.61

      • 2001

        -19.49

      • 2000

        -0.88

      • 1999

        32.04

    • Bankia Bolsa Española

      Category

      Equities

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      9.55

      A. 20/10/2017

      • 2017

        9.55

      • 2016

        -0.5

      • 2015

        1

      • 2014

        6.81

      • 2013

        34.2

      • 2012

        0.95

      • 2011

        -10.16

      • 2010

        -14.6

      • 2009

        34.73

      • 2008

        -38.03

      • 2007

        8.57

      • 2006

        31.95

  • Between 50 and 60

    If you are between 50 and 60, these are the plans for you

    • Bankia Dinámico

      Category

      Hybrid equity funds

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      7.73

      A. 20/10/2017

      • 2017

        7.73

      • 2016

        -0.1

      • 2015

        4.17

      • 2014

        2.02

      • 2013

        12.7

      • 2012

        7.8

      • 2011

        -8.08

      • 2010

        2.7

      • 2009

        19.17

      • 2008

        -32.84

      • 2007

        -0.59

      • 2006

        7.97

      • 2005

        10.85

      • 2004

        2.57

      • 2003

        6.82

      • 2002

        -23.66

      • 2001

        -14.44

      • 2000

        -2.25

      • 1999

        6.88

      • 1998

        26.57

    • Bankia Cauto

      Category

      Hybrid fixed income

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      1.03

      A. 20/10/2017

      • 2017

        1.03

      • 2016

        -0.78

      • 2015

        0.79

      • 2014

        0.58

      • 2013

        5.16

      • 2012

        2.42

      • 2011

        0.03

      • 2010

        -1.74

      • 2009

        5.79

      • 2008

        -4.42

      • 2007

        0.01

      • 2006

        0.74

      • 2005

        3.25

      • 2004

        2.46

      • 2003

        3.81

    • Bankia Bolsa Euro

      Category

      Equities

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      8.53

      A. 20/10/2017

      • 2017

        8.53

      • 2016

        -8.54

      • 2015

        4.62

      • 2014

        5.25

      • 2013

        22.82

      • 2012

        12.6

      • 2011

        -13.75

      • 2010

        0.96

      • 2009

        39.91

      • 2008

        -43.2

      • 2007

        -0.56

      • 2006

        19.76

      • 2005

        18.27

      • 2004

        11.8

      • 2003

        19.43

  • Over 60

    If you are over 60, these are the plans for you

    • Bankia Protegido Renta 2017

      Category

      Guaranteed

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      50

      Annual return

      -0.75

      A. 03/10/2017

      • 2017

        -0.75

      • 2016

        -0.8

      • 2015

        0.32

      • 2014

        5.42

      • 2013

        9.54

      • 2012

        6.42

      • 2011

        5.2

    • Bankia Moderado

      Category

      Hybrid fixed income

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      2.94

      A. 20/10/2017

      • 2017

        2.94

      • 2016

        0.22

      • 2015

        1.85

      • 2014

        2.23

      • 2013

        5.57

      • 2012

        3.8

      • 2011

        -1.99

      • 2010

        1.67

      • 2009

        6.13

      • 2008

        -9.68

      • 2007

        0.18

      • 2006

        2.03

      • 2005

        5.48

      • 2004

        3.75

      • 2003

        4.59

      • 2002

        -4.87

      • 2001

        -2.55

      • 2000

        -0.61

      • 1999

        3.83

      • 1998

        11.67

      • 1997

        12.17

      • 1996

        15.47

      • 1995

        12.83

      • 1994

        -2.68

      • 1993

        14.91

      • 1992

        8.78

      • 1991

        10.49

      • 1990

        11.23

      • 1989

        10.47

    • Bankia Flexible

      Category

      Hybrid equity funds

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      5.39

      A. 20/10/2017

      • 2017

        5.39

      • 2016

        -0.34

      • 2015

        2.12

      • 2014

        1.97

      • 2013

        9.81

      • 2012

        7.66

      • 2011

        -6.3

      • 2010

        3.03

      • 2009

        10.57

      • 2008

        -23.6

      • 2007

        1.09

      • 2006

        5.51

      • 2005

        8.46

      • 2004

        2.95

      • 2003

        5.3

      • 2002

        -15.77

      • 2001

        -8.47

      • 2000

        -0.27

      • 1999

        5.83

  • The most popular plans

    • Bankia Cauto

      Category

      Hybrid fixed income

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      1.03

      A. 20/10/2017

      • 2017

        1.03

      • 2016

        -0.78

      • 2015

        0.79

      • 2014

        0.58

      • 2013

        5.16

      • 2012

        2.42

      • 2011

        0.03

      • 2010

        -1.74

      • 2009

        5.79

      • 2008

        -4.42

      • 2007

        0.01

      • 2006

        0.74

      • 2005

        3.25

      • 2004

        2.46

      • 2003

        3.81

    • Bankia Renta Plus

      Category

      Short-term fixed income

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      50

      Annual return

      -0.29

      A. 20/10/2017

      • 2017

        -0.29

      • 2016

        -0.32

      • 2015

        0.25

      • 2014

        3.04

      • 2013

        3.33

      • 2012

        3.99

      • 2011

        2.28

    • Bankia Flexible

      Category

      Hybrid equity funds

      Risk level

      • 1
      • 2
      • 3
      • 4
      • 5
      • 6
      • 7

      Low

      High

      Initial Investment

      30

      Annual return

      5.39

      A. 20/10/2017

      • 2017

        5.39

      • 2016

        -0.34

      • 2015

        2.12

      • 2014

        1.97

      • 2013

        9.81

      • 2012

        7.66

      • 2011

        -6.3

      • 2010

        3.03

      • 2009

        10.57

      • 2008

        -23.6

      • 2007

        1.09

      • 2006

        5.51

      • 2005

        8.46

      • 2004

        2.95

      • 2003

        5.3

      • 2002

        -15.77

      • 2001

        -8.47

      • 2000

        -0.27

      • 1999

        5.83

Ms. blonde with handkerchief

See which pension plan meets your requirements

Everything you need to know about the plans

  • The benefits of contracting a plan

    Making plans today is the best way to ensure future peace-of-mind.
    ¿Sabes que las aportaciones a Planes de Pensiones pueden suponerte un ahorro fiscal de entre el 24% y el 43%?Did you know that your contributions to a pension plan can save you between 24% and 43% in tax?

  • Do you have any questions about pension plans?

    Pension plans determine the right of the persons included in them to receive an income or capital payment on retirement, survival, widowhood, orphanhood or disability.

  • How do I receive payment from my retirement plan?

    A pension plan participant can choose freely when and how to receive payment from the pension plan, with complete flexibility, choosing between any of the payment methods at their disposal.

Do you live in the Basque Country?

Companies of Voluntary Social Security (EPSV) are private organisations non-profit, of voluntary and social character, that in the field of Basque Country their objective is to act as a complementary social provision to the compulsory Social Security. They cover various contingencies, the most common of which are: retirement, disability and unemployment. These products can only be contracted by persons with fiscal residence in the Basque Country and through them you will be able to save for your retirement.